110 Gulf Stream St, Gallatin, MO 64640 Property Records

Daviess County property record for 110 Gulf Stream St, Gallatin, MO 64640

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,549 sqft · built 1999
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$452,200 (Dec 2025)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Aug 2026 Transfer Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-4.1-17-2-02-09`

Property Details

APN / Parcel Number

Primary APN	`14-4.1-17-2-02-09`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,549 sqft Living Area
Attic	Attic
Attic Area	510 sqft
Basement Area	2,039 sqft
Unfinished Basement	2,039 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	2,273 ft deep x 751 ft wide
Porch	Slab
Porch Area	838 sqft
Deck Area	688 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	110 GULF STREAM ST
City	GALLATIN
State	MO
Zip	64640-6361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE VIKING LOT 1743
Legal Range	28W
Legal Township	59N
Legal Section	17
Legal Subdivision	VALKYRIE VALLEY SUB-DIVISION
Legal Lot Number	1743
Jurisdiction	DAVIESS MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2088
Census Tract	470100

Owner

110 Gulf Stream St is owned by two individuals who acquired it in August 2026.

Source: Daviess County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 CUMMINGS DR, GOWER, MO 64454-9352
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Deed Document Number	20252126
Deed Book / Page	415 / 317
Last Transfer Date	Aug 21, 2026
Transfer Doc	0000001454
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DAVIESS MO
Recording Date	Aug 21, 2026
Property Address	110 GULF STREAM ST, GALLATIN, MO 64640-6361
Document Number	0000001454
Book / Page	418 / 256
Instrument Date	Aug 21, 2026
Instrument	20261454
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CUMMINGS DR, GOWER, MO 64454-9352

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS MO
Recording Date	Dec 23, 2025
Property Address	110 GULF STREAM ST, GALLATIN, MO 64640-6361
Document Number	000415/317
Book / Page	415 / 317
Instrument Date	Dec 23, 2025
Instrument	20252126
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	DAVIESS COUNTY LAND TITLE LLC, DAVIESS CNTY LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CUMMINGS DR, GOWER, MO 64454-9352

Mortgage

Document Number	0020252127
Date	Dec 23, 2025
Instrument	20252127

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 110 Gulf Stream St was $3,480.

Source: Daviess County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Daviess County
County Subdivision	Liberty Township
Unified School District	Winston R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,480.00	$58,584 Land $5,392 Building $53,192	$308,340 Land $28,380 Building $279,960
2023	$3,273.00	$53,399 Land $5,392 Building $48,007	$281,050 Land $28,380 Building $252,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Gulf Stream St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Gulf Stream St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIESS COUNTY PWSD 3 serves 400 people · EPA ID MO1036130
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-States Services Fiber	2,000 / 2,000
Windstream DSL	200 / 20

May also be available: Mercury Fiber.

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