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110 Gardens Dr, Springfield, MA 01119 Property Records

Hampden County and Springfield City property record for 110 Gardens Dr, Springfield, MA 01119

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1954
Lot Size0.174 acres (7,562 sqft)
Owner2 Individual Names on File
Last Sale$178,500 (Mar 2020)
Tax Bill$4,056 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jul 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNSPRI S:05500 P:0029

Property Details

APN / Parcel Number

Primary APNSPRI S:05500 P:0029
Alternative APN
  • 55000029

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,562 sqft (0.174 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Account Number55000029
Street Address110 GARDENS DR
CitySPRINGFIELD
StateMA
Zip01119-2536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2001
Census Tract801602

Owner

Source: Hampden County and Springfield City records · APN SPRI S:05500 P:0029

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address110 GARDENS DR, SPRINGFIELD, MA 01119-2536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed of Trust, Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jul 29, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Oct 30, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
May 06, 2025Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jul 01, 2025Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 09, 2020Quit Claim Deed, Transfer · FHA Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2020 · Amount on Record
Deed SaleMar 09, 2020 · Amount on Record
Prior SaleSep 02, 2016 · Amount on Record
Deed Document Number202012944
Deed Book / Page23119 / 317
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Recording DateJun 18, 2026
Property Address110 GARDENS DR, SPRINGFIELD, MA 01119-2536
Document Number0000028141
Book / Page26381 / 107
Instrument DateMay 29, 2026
Instrument202628141
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 GARDENS DR, SPRINGFIELD, MA 01119-2536

Mortgage

Document Number0000028141,
DateJun 18, 2026
Book Page26381/107
Instrument202628141
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
AmountAmount Recorded
Term289 Months
DueJul 01, 2050
Interest
Rate6.3%
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address110 GARDENS DR, SPRINGFIELD, MA 01119-2536
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024661-550
DateJul 29, 2022
Book Page24661/550
Instrument46249
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueAug 01, 2050

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address110 GARDENS DR, SPRINGFIELD, MA 01119-2536
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025630-188
DateOct 30, 2024
Book Page25630/188
Instrument50440
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueNov 01, 2050

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address110 GARDENS DR, SPRINGFIELD, MA 01119-2536
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025853-249
DateMay 06, 2025
Book Page25853/249
Instrument19871
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJun 01, 2050

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address110 GARDENS DR, SPRINGFIELD, MA 01119-2536
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025925-354
DateJul 01, 2025
Book Page25925/354
Instrument29738
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueAug 01, 2050

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateMar 09, 2020
Property Address110 GARDENS DR, SPRINGFIELD, MA 01119-2536
Document Number23119-317
Book / Page23119 / 317
Instrument DateMar 09, 2020
Instrument12944
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 GARDENS DR, SPRINGFIELD, MA 01119-2536

Mortgage

Document Number12945
DateMar 09, 2020
Instrument12945
Lender
NameNEWREZ LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,056.00 (-1%)$258,700 (+7.66%) Land $51,400 Building $207,300$270,750 (+1.03%)
2024$267,995
2023$4,097.00$240,300 Land $49,000 Building $191,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75

May also be available: T-Mobile USA.

Based on FCC filings for 496 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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