110 Gandy St, Petal, MS 39465 Property Records

Forrest County property record for 110 Gandy St, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1952
Lot Size	0.17 acres (7,423 sqft)
Owner	Individual Name on File
Last Sale	$124,200 (Oct 2023)
Tax Bill	$741 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3-030P-12-094.00`

Property Details

APN / Parcel Number

Primary APN	`3-030P-12-094.00`
Alternative APNs	`161D-0000-012-164.00` `028912` `28912`

Interior

Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,423 sqft (0.17 acres)

Location & Zoning

Account Number	28912
Street Address	110 GANDY ST
City	PETAL
State	MS
Zip	39465-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR SE1/4 N 719FT N 45 DEG 30 MIN W ALG S/L RD 797FT S 36 DEG W 510FT TO BEG N 45 DEG 30 MIN W 125FT S 36 DEG W 60FT S
Legal Range	13W
Legal Township	04N
Legal Section	12
Legal Block	12
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	10400

Owner

Source: Forrest County records · APN 3-030P-12-094.00

Assessment roll updated March 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 HEATHERWOOD DR, HATTIESBURG, MS 39402-2322
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	2023856914
Deed Book / Page	1433 / 548
Transfer Doc	1101/163
Record Updated	Jun 08, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Oct 24, 2023
Property Address	110 GANDY ST, PETAL, MS 39465-3121
Document Number	001433/548
Book / Page	1433 / 548
Instrument Date	Sep 20, 2023
Transaction Type	Transfer
Record Updated	Dec 04, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HEATHERWOOD DR, HATTIESBURG, MS 39402-2322

Mortgage

Document Number	0002503227
Date	Oct 24, 2023
Instrument	2503//227

Lender

Name	THE CITIZENS NATIONAL BANK OF MERID
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Forrest County records · Assessment roll updated March 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$741.00 (+27.1%)	$4,200 (-81.87%)	$28,000 (+20.85%) Land $3,540 Building $24,460
2023	$583.00	$23,170 (+566.57%)	$23,170 (-) Land $3,540 Building $19,630
2022		$3,476	$23,170 Land $3,540 Building $19,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forrest County (28035C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280350104001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1979–2018)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Dec 2018 · Severe Storms, Flooding, And Tornado
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2013 · 2 claims Hurricane Isaac, Aug 2012 · 3 claims Hurricane Katrina, Aug 2005 · 2 claims

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 81% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Telapex Fixed Wireless	100 / 20

May also be available: defastlink, Verizon.

Based on FCC filings for 90 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0180011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PETAL serves 9,509 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.