110 Franklin St, Gilboa (Ottawa), OH 45875 Property Records

Putnam County property record for 110 Franklin St, Gilboa, OH 45875

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,180 sqft · built 2000
Lot Size	0.376 acres (16,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,500 (Sep 2018)
Tax Bill	$2,127 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-052030.0000`

Property Details

APN / Parcel Number

Primary APN	`05-052030.0000`

Interior

Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
1st Floor Area	1,748 sqft
Upper Floors Area	576 sqft
Basement Area	284 sqft
Unfinished Basement	284 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	16,412 sqft (0.376 acres)
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	110 FRANKLIN ST
City	OTTAWA
State	OH
Zip	45875-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00085 & 1/2 VAC ST 30 & S 26 OF N VAC ST
Legal Subdivision	GILBOA VILLAGE
Legal Lot Number	85
Jurisdiction	PUTNAM OH
Township / Civil Division	BLANCHARD
Census Block Group	1
Census Block	1053
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 FRANKLIN ST, OTTAWA, OH 45875-9733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit IMPACT CREDIT UNION INC
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 7, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Sep 4, 2018	Survivorship Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Nov 21, 2005 · Amount on Record
Deed Document Number	20184051
Deed Book / Page	702 / 1808
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	110 FRANKLIN ST, GILBOA, OH 45875-9733
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00781/2016
Date	Dec 1, 2025
Book Page	781/2016
Instrument	202500005265

Lender

Name	IMPACT CREDIT UNION INC
Type	Credit Union
Address	CLYDE, OH 43410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	110 FRANKLIN ST, OTTAWA, OH 45875-9733
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	719/1569
Date	Apr 22, 2020
Book Page	719/1569
Instrument	202000001676

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	110 FRANKLIN ST, OTTAWA, OH 45875-9733
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	694/0214
Date	Nov 7, 2017
Book Page	694/0214
Instrument	201700004815

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

September 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PUTNAM OH
Recording Date	Sep 4, 2018
Property Address	110 FRANKLIN ST, OTTAWA, OH 45875-9733
Document Number	702/1808
Book / Page	702 / 1808
Instrument Date	Aug 20, 2018
Instrument	201800004051
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	110 FRANKLIN ST, OTTAWA, OH 45875-9733

Mortgage

Document Number	702/1810
Date	Sep 4, 2018
Book Page	702/1810
Instrument	201800004052

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Blanchard Township
Municipality	Gilboa Village
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,127.00 (+2.01%) Homeowner's exemption	$54,580 (-) Land $2,440 Building $52,140	$155,940 (-) Land $6,970 Building $148,970
2024	$2,085.00 (-2.25%) Homeowner's exemption	$54,580 (+31.64%) Land $2,440 Building $52,140
2023	$2,133.00 (-1.02%) Homeowner's exemption Additional exemption filed	$41,460 (-) Land $1,240 Building $40,220	$155,940 (+31.65%) Land $6,970 Building $148,970
2022	$2,155.00	$41,460 Land $1,240 Building $40,220
2020			$118,450 Land $3,540 Building $114,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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