110 Forest Ln, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 110 Forest Ln, Sugar Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,560 sqft · built 1985
Lot Size0.364 acres (15,833 sqft)
OwnerCompany Name on Record
Last Sale$275,000 (Dec 2019)
Tax Bill$2,004 (2025)
Deeds & MortgagesDec 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN1857-12-86-4976-00000

Property Details

APN / Parcel Number

Primary APN1857-12-86-4976-00000
Alternative APN
  • 72444

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,040 sqft
Basement Area776 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Architectural StyleMulti-Level
Exterior MaterialCombination
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area15,833 sqft (0.364 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area320 sqft
Deck Area216 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Account Number72444
Street Address110 FOREST LN
CitySUGAR MOUNTAIN
StateNC
Zip28604-9760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSM MUSHROOM PK LOT 43 PLAT 17-30
Legal SubdivisionSM MUSHROOM PK
Legal Lot Number43
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1028
Census Tract930200

Owner

Source: Avery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1016 BETHLEHEM RD, KNIGHTDALE, NC 27545-9320
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2019 · Amount on Record
Deed SaleDec 4, 2019 · Amount on Record
Prior SaleDec 18, 2007 · Amount on Record
Deed Document Number20195772
Deed Book / Page538 / 941
Record UpdatedJun 8, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateDec 4, 2019
Property Address110 FOREST LN, SUGAR MOUNTAIN, NC 28604-9760
Document Number0005380941
Book / Page000538 / 000941
Instrument DateOct 22, 2019
Instrument5772
Transaction TypeTransfer
Record UpdatedDec 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1016 BETHLEHEM RD KNIGHTDALE NC 275459320, KNIGHTDALE, NC 27545-9320

Mortgage

Document Number5380944
DateDec 4, 2019
Book Page000538/000944
Instrument5773
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressRALEIGH, NC 27620-4789
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 3, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalitySugar Mountain Village
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,004.00 (+69.97%)$294,800 (-) Land $30,000 Building $264,800$294,800 (-) Land $30,000 Building $264,800
2024$1,179.00
2023$1,179.00 (-5.07%)$294,800 (-) Land $30,000 Building $264,800$294,800 (-) Land $30,000 Building $264,800
2022$1,242.00$294,800 Land $30,000 Building $264,800$294,800 Land $30,000 Building $264,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force
Nearby Flood Claims16 (1997–2024)
Claims Outside the SFHA13 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forest Ln

Nearby Streets

Search Property Records by Address or Parcel Number