Santa Cruz County property record for 110 Flume Rd, Aptos, CA 95003 · Last verified August 2026
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,052 sqft · built 1908 |
| Lot Size | 5.64 acres (245,766 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,809 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-171-12 |
| Primary APN | 105-171-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,052 sqft Gross Area |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 245,766 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 110 FLUME RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9747 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 105-171-12
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 FLUME RD, APTOS, CA 95003-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 09, 2009 |
| Transfer Doc | 0000053493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 110 FLUME RD, APTOS, CA 95003-9747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000015314 |
|---|---|
| Date | May 05, 2020 |
| Instrument | 2020-0015314 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,304 (+2%) Land $58,766 Building $23,538 | ||
| 2025 | $1,809.00 (+13.7%) | $80,688 (+4.04%) Land $57,612 Building $23,076 | |
| 2023 | $1,591.00 (+3.04%) | $77,556 Land $55,376 Building $22,180 | $1,848,060 |
| 2022 | $1,544.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 47% of the US · above 28% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,031 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
No mobile data coverage reported
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