110 Florence Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 110 Florence Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1980
Square Footage3,045 sqft Living Area
Lot Size6,490 sqft (0.149 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Tax Bill$9,791.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-232-01
Alternative APN
  • 043-232-01-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area3,045 sqft Living Area
Gross Area3,445 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,490 sqft (0.149 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address110 FLORENCE DR
CityAPTOS
StateCA
Zip95003-5120
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH CNTRY CLB 06
Legal Block84
Legal Lot Number1
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1017
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-232-01

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address110 FLORENCE DR, APTOS, CA 95003-5120
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
US BANK NA
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 25, 2007
Transfer Doc0000041316
Record RefreshedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address110 FLORENCE DR, APTOS, CA 95003-5120
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006935
DateFeb 28, 2017
Instrument2017-0006935
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMar 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateMar 01, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.87%
Index1-Year CMT
Max Rate8.87%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address110 FLORENCE DR, APTOS, CA 95003-5120
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014480
DateApr 28, 2020
Instrument2020-0014480
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateMay 01, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8%
Index1-Year CMT
Max Rate8%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$745,301 (+2%) Land $207,188 Building $538,113
2025$9,791.00 (+10.52%) Homeowner's exemption$730,688 (+4.04%) Land $203,126 Building $527,562
2023$8,859.00 (+2.33%) Homeowner's exemption$702,314 Land $195,238 Building $507,076$1,896,840
2022$8,657.00

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