110 Ferguson Rd, Sylva, NC 28779 Property Records

Jackson County property record for 110 Ferguson Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2004
Lot Size	3.27 acres (142,441 sqft)
Owner	Individual Name on File
Tax Bill	$985 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7652-34-7172`

Property Details

APN / Parcel Number

Primary APN	`7652-34-7172`
Alternative APN	`124386`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,620 sqft Heated Area
1st Floor Area	1,620 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	142,441 sqft (3.27 acres)
Terrain	Rolling
Deck Area	36 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	124386
Street Address	110 FERGUSON RD
City	SYLVA
State	NC
Zip	28779-8081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERGUSON RD
Legal Township	27
Legal Subdivision	JOSEPH RUSSELL ENSLEY
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	2
Census Block	2031
Census Tract	950300

Owner

Source: Jackson County records · APN 7652-34-7172

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	114 FERGUSON RD, SYLVA, NC 28779-8081
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2004
Deed Sale	Sep 30, 2004
Deed Document Number	0001453223
Record Updated	Jun 07, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	110 FERGUSON RD, SYLVA, NC 28779-8081
Transaction Type	Mortgage
Record Updated	Oct 06, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023041674
Date	Jun 16, 2021
Book Page	2304/1674

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2041

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	110 FERGUSON RD, SYLVA, NC 28779-8081
Document Number	0022201300
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 FERGUSON RD SYLVA NC 287798081, SYLVA, NC 28779-8081

Mortgage

Document Number	0022201300
Date	Sep 04, 2018
Book Page	002220/001300

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Sep 03, 2041

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	110 FERGUSON RD, SYLVA, NC 28779-8081
Document Number	0022201316
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022201316
Date	Sep 04, 2018
Book Page	002220/001316

Lender

Name	STATE EMPS CU
Address	CULLOWHEE, NC 28723

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$985.00	$259,390 Land $75,640 Building $183,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Spectrum, Verizon.

Based on FCC filings for 85 locations within half a mile of this property.

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