Madison County property record for 110 Fairground Rd, Berea, KY 40403
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Company Name on Record |
| Last Sale | $400,000 (Sep 2024) |
| Tax Bill | $3,772 (2025) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B009-0006-0006 |
| Primary APN | B009-0006-0006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Exterior Material | Concrete Block |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 68861 |
|---|---|
| Street Address | 110 FAIRGROUND RD |
| City | BEREA |
| State | KY |
| Zip | 40403-1306 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 6A (0.46 ACRES) & LOT 6B (0.52 ACRES |
| Legal Lot Number | 6A,6B |
| Legal Unit | E |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11303 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 110 FAIRGROUND RD, BEREA, KY 40403-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 10, 2024 | Warranty Deed, Transfer · Commercial Mortgage CENTRAL BANK & TRUST CO |
| May 22, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2024 · Amount on Record |
| Deed Sale | Sep 10, 2024 · Amount on Record |
| Deed Document Number | 2014221527 |
| Deed Book / Page | D857 / 176 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 10, 2024 |
| Property Address | 110 FAIRGROUND RD, BEREA, KY 40403-1306 |
| Document Number | 00D857/176 |
| Book / Page | D857 / 176 |
| Map Reference | CAB 29 SL 309 |
| Instrument Date | Sep 9, 2024 |
| Instrument | 2014221527 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 HORSE COVE RD, BEREA, KY 40403-9637 |
| Name | Verified Name |
|---|---|
| Address | 110 FAIRGROUND RD, BEREA, KY 40403-1306 |
| Document Number | 2014221529 |
|---|---|
| Date | Sep 10, 2024 |
| Instrument | 2014221529 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 9, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 22, 2023 |
| Property Address | 106-108-110 FAIRGROUNDS RD, BEREA, KY 40403 |
| Document Number | 00D838/500 |
| Book / Page | D838 / 500 |
| Map Reference | CAB P29 PG 309 |
| Instrument Date | May 16, 2023 |
| Instrument | 2014146156 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 OAKWOOD DR, BEREA, KY 40403-1062 |
| Name | Verified Name |
|---|---|
| Address | 111 HORSE COVE RD, BEREA, KY 40403-9637 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,772.00 (+143.04%) Additional exemption filed | $400,000 (+15%) | $400,000 (+15%) |
| 2023 | $1,552.00 | $160,000 | $160,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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