110 Ems C19 Ln, Warsaw, IN 46582 Property Records

Kosciusko County property record for 110 Ems C19 Ln, Warsaw, IN 46582

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1953
Lot Size	0.401 acres (17,473 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,538 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`029-707000-30`

Property Details

APN / Parcel Number

Primary APN	`029-707000-30`
Alternative APNs	`43-07-26-200-422.000-016` `00000048508` `2970700030`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,473 sqft (0.401 acres)
Lot Dimensions	317 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	00000048508
Street Address	110 EMS C19 LN
City	WARSAW
State	IN
Zip	46582-9100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	29-104-80 LOT 56 & E 5.7' LOT 57 ARROWHEAD PARK
Legal Range	6
Legal Township	33
Legal Section	26
Legal Subdivision	ARROWHEAD PARK
Legal Lot Number	56,57
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	PLAIN
Census Block Group	1
Census Block	1004
Census Tract	961700

Owner

110 Ems C19 Ln is owner-occupied and held in a trust since May 2026.

Source: Kosciusko County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13711 S 88TH AVE, ORLAND PARK, IL 60462-1642
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Nov 29, 2006	Deed of Trust, Mortgage · Line of Credit MUTUAL FSB
Mar 17, 2005	Deed of Trust, Mortgage · Line of Credit MUTUAL FSB
May 29, 2026	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Sep 23, 2025	Intrafamily Transfer, Transfer NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC
Jul 30, 2025	Intrafamily Transfer, Transfer
Jul 30, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026
Deed Sale	May 29, 2026
Deed Document Number	202651068
Prior Transfer Date	Sep 23, 2025
Prior Transfer Doc	2025091073
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Recording Date	Jul 27, 2026
Property Address	110 EMS C19 LN, WARSAW, IN 46582-9100
Document Number	0000070999
Instrument Date	Jul 22, 2026
Instrument	202670999
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000070999,
Date	Jul 27, 2026
Instrument	202670999

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	110 EMS C19 LN, WARSAW, IN 46582-9100
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 EMS C19 LN, WARSAW, IN 46582-9100

Mortgage

Document Number	2025101187
Date	Oct 31, 2025
Instrument	2025101187

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	110 EMS C19 LN, WARSAW, IN 46582-9100
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200600016316
Date	Nov 29, 2006
Instrument	200600016316

Lender

Name	MUTUAL FSB
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	110 EMS C19 LN, WARSAW, IN 46582-9100
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500003646
Date	Mar 17, 2005
Instrument	200500003646

Lender

Name	MUTUAL FSB
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	May 29, 2026
Property Address	110 EMS C19 LN, WARSAW, IN 46582-9100
Document Number	0000051068
Instrument Date	May 29, 2026
Instrument	202651068
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	13711 S 88TH AVE, ORLAND PARK, IL 60462-1642

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Sep 23, 2025
Property Address	110 EMS C19 LN, WARSAW, IN 46582-9100
Document Number	2025091073
Map Reference	MB 3 PG 277
Instrument Date	Sep 23, 2025
Instrument	2025091073
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10180SC 19LA, WARSAW, IN 46502

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Jul 30, 2025
Property Address	110 EMS C19 LN, WARSAW, IN 46582-9100
Document Number	2025071556
Map Reference	MB 3 PG 277
Instrument Date	Jul 28, 2025
Instrument	2025071556
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 EMS C19 LN, WARSAW, IN 46582-9100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 EMS C19 LN, WARSAW, IN 46582-9100

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Jul 30, 2025
Property Address	110 EMS C19 LN, WARSAW, IN 46582-9100
Document Number	2025071555
Map Reference	MB 3 PG 277
Instrument Date	Jul 28, 2025
Instrument	2025071555
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 EMS C19 LN, WARSAW, IN 46582-9100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 EMS C19 LN, WARSAW, IN 46582-9100

Tax Assessment & Valuation

The 2025 property tax bill for 110 Ems C19 Ln was $1,538 with a homeowner's exemption, down 39.2% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Plain Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,538.00 (-39.16%) Homeowner's exemption	$298,600 (-24.25%) Land $250,500 Building $48,100	$298,600 (-24.25%) Land $250,500 Building $48,100
2024	$2,528.00 (+5.47%) Homeowner's exemption	$394,200 (+3.74%) Land $237,700 Building $156,500	$394,200 (+3.74%) Land $237,700 Building $156,500
2023	$2,397.00 (+12.01%)	$380,000 (+17.25%) Land $226,300 Building $153,700	$380,000 (+17.25%) Land $226,300 Building $153,700
2022	$2,140.00	$324,100 Land $193,300 Building $130,800	$324,100 Land $193,300 Building $130,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Ems C19 Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1981–2013)
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Ems C19 Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Kosciusko Connect, Xfinity.

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