110 E Summit St, Maquoketa, IA 52060 Property Records

Jackson County property record for 110 E Summit St, Maquoketa, IA 52060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1955
Lot Size	0.169 acres (7,344 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jun 2023)
Tax Bill	$1,832 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`821819357018000`

Property Details

APN / Parcel Number

Primary APN	`821819357018000`
Alternative APN	`153181935701800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	966 sqft
Basement Area	966 sqft
Unfinished Basement	966 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,344 sqft (0.169 acres)
Lot Dimensions	102 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	110 E SUMMIT ST
City	MAQUOKETA
State	IA
Zip	52060-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOOD E72' LOT 7 BLK 25 PERRINS SURV BK G-250
Legal Range	03E
Legal Township	84N
Legal Section	19
Legal Subdivision	GOODENOWS ADD
Legal Block	25
Legal Lot Number	7
Jurisdiction	JACKSON IA
Township / Civil Division	MAQUOKETA
Census Block Group	3
Census Block	3035
Census Tract	950600

Owner

110 E Summit St is owned and occupied by two individuals who bought it in June 2023.

Source: Jackson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 E SUMMIT ST, MAQUOKETA, IA 52060-3026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage HUD
Apr 10, 2008	Deed of Trust, Mortgage · FHA Mortgage ADVANCED FINANCIAL SERVICES INC
Nov 3, 2005	Deed of Trust, Mortgage · Conventional Mortgage MAQUOKETA STATE BANK
Aug 8, 2005	Deed of Trust, Mortgage · Construction Mortgage MAQUOKETA STATE BANK
Dec 10, 2012	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICULTURE
Jun 16, 2023	Warranty Deed, Transfer · FHA Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Prior Sale	Sep 5, 2014 · Amount on File
Deed Document Number	20231561
Prior Transfer Date	Jun 19, 2012
Prior Transfer Doc	02012/2631
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	110 E SUMMIT ST, MAQUOKETA, IA 52060-3026
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213705
Date	Sep 3, 2021
Instrument	21-3705

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	264 Months
Due	Sep 1, 2044

Interest

Rate Type	Fixed Rate

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	110 E SUMMIT ST, MAQUOKETA, IA 52060-3026
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02008/1422
Date	Apr 10, 2008
Book Page	2008/1422
Instrument	08-1422

Lender

Name	ADVANCED FINANCIAL SERVICES INC
Type	Subprime Lender
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2038

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	110 E SUMMIT ST, MAQUOKETA, IA 52060-3026
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02005/4480
Date	Nov 3, 2005
Book Page	2005/4480
Instrument	05-4480

Lender

Name	MAQUOKETA STATE BANK
Type	Non-Lending Institution
Address	MAQUOKETA, IA 52060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2035

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	110 E SUMMIT ST, MAQUOKETA, IA 52060-3026
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02005/3138
Date	Aug 8, 2005
Book Page	2005/3138
Instrument	05-3138

Lender

Name	MAQUOKETA STATE BANK
Type	Non-Lending Institution
Address	MAQUOKETA, IA 52060

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	110 E SUMMIT ST, MAQUOKETA, IA 52060-3026
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02012/5216
Date	Dec 10, 2012
Book Page	2012/5216
Instrument	12-5216

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Dec 3, 2045

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IA
Recording Date	Jun 16, 2023
Property Address	110 E SUMMIT ST, MAQUOKETA, IA 52060-3026
Document Number	0000231561
Instrument Date	Jun 5, 2023
Instrument	23-1561
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 E SUMMIT ST, MAQUOKETA, IA 52060-3026
Investor	Possibly a Property Investor

Mortgage

Document Number	0000231589
Date	Jun 16, 2023
Instrument	23-1589

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 110 E Summit St was $1,832 with a homeowner's exemption.

Source: Jackson County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jackson County
Municipality	Maquoketa City
Unified School District	Maquoketa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,832.00	$136,100 (-) Land $13,500 Building $122,600	$136,100 (-) Land $13,500 Building $122,600
2025	$1,832.00 (-1.72%) Homeowner's exemption	$136,100 Land $13,500 Building $122,600	$136,100 Land $13,500 Building $122,600
2024	$1,864.00
2023		$127,600 (+30.74%) Land $10,200 Building $117,400	$127,600 Land $10,200 Building $117,400
2022	$1,724.00 (+3.98%) Homeowner's exemption	$97,600 Land $10,200 Building $87,400
2021	$1,658.00		$97,600 Land $10,200 Building $87,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 E Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 E Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAQUOKETA MUNICIPAL WATER serves 6,128 people · EPA ID IA4950029
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
BLB Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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