110 E Main St, Waterville, NY 13480 Property Records

Oneida County and Sangerfield Town property record for 110 E Main St, Waterville, NY 13480 · Last verified May 2026

Property Summary

Property Type	Bank, Financial Building
Details	4,725 sqft · built 1950
Lot Size	0.272 acres (11,880 sqft)
Owner	2 Individual Names on File
Last Sale	$206,250 (Apr 2007)
Tax Bill	$3,517 (2025)
Flood Zone	Zone X (minimal risk)
APN	`305401 392.007-3-66`

Property Details

APN / Parcel Number

Primary APN	`305401 392.007-3-66`
Alternative APNs	`540139200700030660000000` `003990`

Interior

Stories	2 Stories
Building Area	4,725 sqft Gross Area
Basement Area	1,896 sqft
Finished Basement	1,896 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	11,880 sqft (0.272 acres)
Lot Dimensions	90 ft deep x 132 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003990
Street Address	110 E MAIN ST
City	WATERVILLE
State	NY
Zip	13480-1108
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	MAIN ST 144X149 N MAIN E E WRIGHT EST S WHITE W WHITE
Legal Block	3
Legal Lot Number	66.000
Jurisdiction	ONEIDA NY
Township / Civil Division	SANGERFIELD
Census Block Group	1
Census Block	1018
Census Tract	25700

Owner

Source: Oneida County and Sangerfield Town records · APN 305401 392.007-3-66

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	110 E MAIN ST, WATERVILLE, NY 13480-1108
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2007 · Amount on Record
Deed Sale	Apr 26, 2007 · Amount on Record
Prior Sale	Aug 03, 2006 · Amount on Record
Deed Book / Page	2007 / 8368
Last Transfer Date	Feb 25, 2014
Transfer Doc	2014002519
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Oneida County and Sangerfield Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Sangerfield Town
Municipality	Waterville Village
Unified School District	Waterville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,517.00 (+188.28%)	$75,000 (-) Land $9,800 Building $65,200	$178,998 (+12.89%) Land $23,389 Building $155,609
2023		$75,000 (-) Land $9,800 Building $65,200	$158,562 (+6.76%) Land $20,719 Building $137,843
2022	$1,220.00	$75,000 Land $9,800 Building $65,200	$148,515 Land $19,406 Building $129,109

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360650257001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Oct 2019, rainfall accumulation, Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Waterville Triangle Historic District listed 1978 · 59 contributing resources · NRIS 78001888

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.