110 E Main St, Apt 402, Midland, MI 48640 Property Records

Midland County property record for 110 E Main St, Apt 402, Midland, MI 48640

Property Summary

Property Type	Condominium
Details	built 2017
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$1,292,420 (Feb 2022)
Tax Bill	$18,698 (2022)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-16-50-488`

Property Details

APN / Parcel Number

Primary APN	`14-16-50-488`

Interior

Stories	5 Stories

Exterior

Year Built	Built 2017
Lot Area	1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	141650488
Street Address	110 E MAIN ST APT 402, 402
City	MIDLAND
State	MI
Zip	48640-5105
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	D
Legal Description	UNIT 402 OF MAIN STREET MIDLAND CONDOMINIUM AS DESCRIBED IN MASTER DEED L1591 P1084 AND FIRST AMENDMENTL1601 P397
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3055
Census Tract	290100

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 E MAIN ST APT 402, 402, MIDLAND, MI 48640-5105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	0001654478
Deed Book / Page	1654 / 478
Record Updated	Jun 7, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 18, 2022
Property Address	110 E MAIN ST APT 402, 402, MIDLAND, MI 48640-5105
Document Number	001654/478
Book / Page	1654 / 478
Map Reference	LB 1591 PG 1084
Instrument Date	Jan 21, 2022
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,693.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 S WASHINGTON AVE # 3, 1100, SAGINAW, MI 48601-2557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1476 W MAIN ST, SPRUCE, MI 48762

Mortgage

Document Number	0001654479
Date	Feb 18, 2022
Instrument	1654/479

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	8%

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jun 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Spectrum, T-Mobile, Verizon.

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