110 E 12th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 110 E 12th St, Pecatonica, IL 61063

Property Summary

Property TypeSingle Family Home
Details1,240 sqft · built 1978
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Tax Bill$3,597 (2025)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-28-357-007

Property Details

APN / Parcel Number

Primary APN09-28-357-007
Alternative APNs
  • 928357007
  • 460C503

Interior

Building Area1,240 sqft Living Area
Basement Area1,240 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area528 sqft

Location & Zoning

Account Number460C503
Street Address110 E 12TH ST
CityPECATONICA
StateIL
Zip61063-9309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOMALIAS SUB PLAT 2 LOT 003
Legal SubdivisionOMALIAS SUB PLAT 2
Legal Lot Number003
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group2
Census Block2031
Census Tract4300

Owner

110 E 12th St is owned and occupied by two individuals who acquired it in February 2026.

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address942 NIGHT OWL LN, ROSCOE, IL 61073-7458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 9, 2026
Transfer Doc0000003334
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address110 E 12TH ST, PECATONICA, IL 61063-9309
Document Number0001025479
Instrument DateAug 27, 2018
Transaction TypeMortgage
Record UpdatedSep 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address110 E 12TH ST PECATONICA IL 610639309, PECATONICA, IL 61063-9309

Mortgage

Document Number0001025479
DateSep 4, 2018
Instrument1025479
Lender
NameHOMEWARD RESID'L
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 3, 2033
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 110 E 12th St was $3,597 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
MunicipalityPecatonica Village
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,597.00$55,725 Land $7,683 Building $48,042$167,175 Land $23,049 Building $144,126
2022Homeowner's exemption$43,985 Land $6,065 Building $37,920$131,955 Land $18,195 Building $113,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 E 12th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 110 E 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPECATONICA
serves 2,195 people · EPA ID IL2010250
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
JCWIFI.com
Fixed Wireless
200 / 200
AT&T
Fixed Wireless
100 / 20

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