Cleveland County property record for 110 Drum Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,904 sqft · built 2024 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Nov 2023) |
| Tax Bill | $1,118 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1006528 |
| Primary APN | 1006528 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 1,904 sqft Finished Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Deck Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1359814 |
|---|---|
| Street Address | 110 DRUM RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-0907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #14 JOE BEAM SD UNRECORDED PLAT |
| Legal Subdivision | BEAM |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 951602 |
Source: Cleveland County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 110 DRUM RD, SHELBY, NC 28152-0907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2025 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 17, 2023 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2023 · Amount on Record |
| Deed Sale | Nov 17, 2023 · Amount on Record |
| Deed Document Number | 2023200094359 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 110 DRUM RD, SHELBY, NC 28152-0907 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 110 DRUM RD, SHELBY, NC 28152-0907 |
| Document Number | 0019511751 |
|---|---|
| Date | Jul 21, 2025 |
| Book Page | 1951/1751 |
| Instrument | 200116401 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 17, 2023 |
| Property Address | 110 DRUM RD, SHELBY, NC 28152-0907 |
| Document Number | 0019101642 |
| Book / Page | 1910 / 1642 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 200094359 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 DAVIS RD, SHELBY, NC 28152-0785 |
| Document Number | 0019101645 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 1910///1645 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Aug 1, 2054 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,112 (-) Land $13,875 Building $162,237 | $176,112 (-) Land $13,875 Building $162,237 | |
| 2025 | $1,118.00 | $176,112 (+1,486.59%) Land $13,875 Building $162,237 | $176,112 (+1,486.59%) Land $13,875 Building $162,237 |
| 2023 | $11,100 Land $11,100 | $11,100 Land $11,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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