110 Downing Cv, Paducah, KY 42001 Property Records

McCracken County property record for 110 Downing Cv, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,533 sqft · built 1992
Lot Size	0.556 acres (24,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,250 (Mar 2026)
Tax Bill	$3,205 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-20-14-009.27`

Property Details

APN / Parcel Number

Primary APN	`088-20-14-009.27`
Alternative APNs	`121859` `164278`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	2,533 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	24,235 sqft (0.556 acres)
Garage Type	Attached
Garage Area	598 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	164278
Street Address	110 DOWNING CV
City	PADUCAH
State	KY
Zip	42001-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-33A-18 MEADOWS SUB DIV L2A
Legal Subdivision	MEADOWS SUB DIV
Legal Lot Number	2A
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4016
Census Tract	31301

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	260 AYLY ESTATES DR, MAYFIELD, KY 42066-6785
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE CECILIAN BANK
Mar 10, 2026	Deed, Transfer · Non-Conforming Investor Loan SIGNET FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	2026734721
Deed Book / Page	1538 / 486
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	110 DOWNING CV, PADUCAH, KY 42001-8734
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 DOWNING CV, PADUCAH, KY 42001-8734

Mortgage

Document Number	0M1856/413
Date	Oct 9, 2025
Book Page	M1856/413
Instrument	725895

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 6, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Mar 10, 2026
Property Address	110 DOWNING CV, PADUCAH, KY 42001-8734
Document Number	0D1538/486
Book / Page	D1538 / 486
Map Reference	CAB K SL 321
Instrument Date	Mar 6, 2026
Instrument	734721
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5549 BURKESVILLE RD, GLASGOW, KY 42141-8863

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 AYLY ESTATES DR, MAYFIELD, KY 42066-6785

Mortgage

Document Number	0000734722
Date	Mar 10, 2026
Instrument	734722

Lender

Name	SIGNET FCU
Type	Credit Union

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	359 Months
Due	Feb 6, 2056

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,500 (-)	$332,500 (-)
2025	$3,205.00 (+0.12%)	$332,500 (-)	$332,500 (-)
2023	$3,201.00 (+15.68%)	$332,500 (+16.67%)	$332,500 (+16.67%)
2022	$2,767.00	$285,000	$285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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