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110 Downhill Cir, Cross Junction, VA 22625 Property Records

Frederick County property record for 110 Downhill Cir, Cross Junction, VA 22625 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,388 sqft · built 2017
Lot Size0.3 acres (13,239 sqft)
Owner2 Individual Names on File
Tax Bill$2,580 (2026)
Deeds & MortgagesJan 2021 Refinance
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN18A055A-3-10

Property Details

APN / Parcel Number

Primary APN18A055A-3-10
Alternative APN
  • 8002168

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Stories1 Story
Building Area2,388 sqft Living Area
Gross Area4,100 sqft
1st Floor Area1,296 sqft
Basement Area1,296 sqft
Unfinished Basement1,296 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2023
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,239 sqft (0.3 acres)
TerrainRolling
Garage TypeBuilt-in
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area134 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8002168
Street Address110 DOWNHILL CIR
CityCROSS JUNCTION
StateVA
Zip22625-2473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE HOLIDAY EST. L10 P3 S.5A
Legal SubdivisionLAKE HOLIDAY
Legal Phase3
Legal Lot Number10
JurisdictionFREDERICK VA
Township / Civil DivisionGAINESBORO
Census Block Group3
Census Block3007
Census Tract50300

Owner

Source: Frederick County records · APN 18A055A-3-10

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2912 SECOND ST, WINCHESTER, VA 22601-4246
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOMESPIRE MORTGAGE CORPORATION
Jul 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateFeb 29, 2016
Transfer Doc0000001932
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address110 DOWNHILL CIR, CROSS JUNCTION, VA 22625-2473
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyOLD TOWNE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001265
DateJan 21, 2021
Instrument210001265
Lender
NameHOMESPIRE MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address110 DOWNHILL CIR, CROSS JUNCTION, VA 22625-2473
Transaction TypeMortgage
Record UpdatedMay 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007093
DateJul 14, 2017
Instrument170007093
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,580.00 (+10.4%)$486,800 Land $58,000 Building $428,800$486,800 Land $58,000 Building $428,800
2025$2,337.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2018

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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