110 Declaration Dr, Louisville, KY 40214 Property Records

Louisville/Jefferson County Metro Government property record for 110 Declaration Dr, Louisville, KY 40214

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,540 sqft · built 1989
Lot Size	0.311 acres (13,534 sqft)
Owner	Individual Name on File
Tax Bill	$3,712 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24231400650000`

Property Details

APN / Parcel Number

Primary APN	`24231400650000`
Alternative APNs	`231400650000` `00222648`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,540 sqft Finished Area
Basement Area	1,143 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,534 sqft (0.311 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Pool Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00222648
Street Address	110 DECLARATION DR
City	LOUISVILLE
State	KY
Zip	40214-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDEN
Legal Description	LOT 65 YORKTOWN NORTH SUBDIVISION SEC 13B PB.36 PG.22 0.3107 AC+-
Legal Subdivision	YORKTOWN NORTH SUBDIVISION
Legal Lot Number	65
Jurisdiction	JEFFERSON KY
Township / Civil Division	POND CREEK
Census Block Group	4
Census Block	4000
Census Tract	9106

Owner

110 Declaration Dr is owned and occupied by an individual who acquired it in May 2014.

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	110 DECLARATION DR, LOUISVILLE, KY 40214-6013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit L&N FCU
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit L&N FCU
Sep 18, 2020	Deed of Trust, Mortgage · Conventional with PMI L&N FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 15, 2014
Transfer Doc	DN2014060696
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	110 DECLARATION DR, LOUISVILLE, KY 40214-6013
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164336
Date	Jul 19, 2022
Book Page	M 18175/102
Instrument	2022164336

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	110 DECLARATION DR, LOUISVILLE, KY 40214-6013
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	EASY TITLE COMPANY LLC, LEGACY TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000238024
Date	Oct 18, 2022
Book Page	M 18290/264
Instrument	2022238024

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	110 DECLARATION DR, LOUISVILLE, KY 40214-6013
Document Number	0168690721
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 DECLARATION DR LOUISVILLE KY 402146013, LOUISVILLE, KY 40214-6013

Mortgage

Document Number	0168690721
Date	Oct 13, 2020
Book Page	016869/000721
Instrument	216472

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 110 Declaration Dr was $3,712.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,712.00	$356,640 Land $27,810 Building $328,830
2024			$356,640 (+32.59%) Land $27,810 Building $328,830
2023	$2,953.00 (-0.37%)	$268,980 (-) Land $26,780 Building $242,200	$268,980 (-) Land $26,780 Building $242,200
2022	$2,964.00	$268,980 Land $26,780 Building $242,200	$268,980 Land $26,780 Building $242,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Declaration Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Declaration Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
BluegrassNet Fixed Wireless	100 / 100
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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