110 Cross St, Aurora, IL 60506 Property Records

Kane County property record for 110 Cross St, Aurora, IL 60506

Property Summary

Property Type	Commercial
Details	18,000 sqft · built 1929
Lot Size	0.46 acres (20,037 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (May 2019)
Tax Bill	$27,415 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-21-478-006`

Property Details

APN / Parcel Number

Primary APN	`15-21-478-006`

Interior

Building Area	18,000 sqft Gross Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	20,037 sqft (0.46 acres)

Location & Zoning

Street Address	213 S RIVER ST
City	AURORA
State	IL
Zip	60506-6009
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	HALLS ADDN LOTS 1 & 2 BLK 4
Legal Subdivision	HALLS ADDN
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2016
Census Tract	854700

Owner

Source: Kane County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	105 E GALENA BLVD, 804, AURORA, IL 60505-3338
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage BLACKHAWK BANK & TRUST
Apr 14, 2023	Quit Claim Deed, Transfer Quitclaim
May 13, 2019	Warranty Deed, Transfer · Construction Mortgage RFLF 5 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Jan 22, 2016 · Amount on Record
Deed Document Number	201918880
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	110 CROSS ST, AURORA, IL 60506-5114
Transaction Type	Mortgage
Record Updated	Sep 7, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030221
Date	Aug 31, 2023
Instrument	2023K030221

Lender

Name	BLACKHAWK BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 14, 2023
Property Address	110 CROSS ST, AURORA, IL 60506-5114
Document Number	0000011763
Instrument Date	Apr 4, 2023
Instrument	2023K011763
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E GALENA BLVD # 804, 804, AURORA, IL 60505-3338

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 13, 2019
Property Address	110 CROSS ST, AURORA, IL 60506-5114
Document Number	0000018880
Instrument Date	Apr 25, 2019
Instrument	18880
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 S RIVER ST 110 CROSS ST AURORA IL 60506, AURORA, IL 60506

Mortgage

Document Number	18881
Date	May 13, 2019
Instrument	18881

Lender

Name	RFLF 5 LLC
Address	CHICAGO, IL 60606

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 12, 2020

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,415.00 (+79.57%)	$369,114 (+77.09%) Land $29,005 Building $340,109	$1,107,785 (+77.09%) Land $87,050 Building $1,020,735
2024		$208,433 (+22.66%) Land $26,515 Building $181,918	$625,549 (+22.71%) Land $79,577 Building $545,972
2022	$15,267.00 (+5.63%)	$169,922 (+7.41%) Land $21,616 Building $148,306	$509,766 (+7.41%) Land $64,848 Building $444,918
2021	$14,453.00	$158,200 Land $20,125 Building $138,075	$474,600 Land $60,375 Building $414,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1980–2008)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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