Middlesex County and Ashland Town property record for 110 Cross St, Ashland, MA 01721 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,514 sqft · built 2015 |
| Lot Size | 0.689 acres (30,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $642,880 (Dec 2015) |
| Tax Bill | $12,875 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Aug 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:014/018.0-0018-0000.0 |
| Primary APN | M:014/018.0-0018-0000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,514 sqft Living Area |
| 1st Floor Area | 1,228 sqft |
| Basement Area | 1,228 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,013 sqft (0.689 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 110 CROSS ST |
|---|---|
| City | ASHLAND |
| State | MA |
| Zip | 01721-1382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 18 |
| Jurisdiction | ASHLAND MA |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 385101 |
Source: Middlesex County and Ashland Town records · APN M:014/018.0-0018-0000.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 CROSS ST, ASHLAND, MA 01721-1382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD |
| Aug 24, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Aug 24, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jan 02, 2020 | Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2015 · Amount on Record |
| Deed Sale | Dec 14, 2015 · Amount on Record |
| Prior Sale | Dec 14, 2015 · Amount on Record |
| Deed Book / Page | 66524 / 424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 110 CROSS ST, ASHLAND, MA 01721-1382 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077315-140 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 77315/140 |
| Instrument | 65422 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 110 CROSS ST, ASHLAND, MA 01721-1382 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0078530-32 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 78530/32 |
| Instrument | 188438 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 110 CROSS ST, ASHLAND, MA 01721-1382 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78530-32 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 78530/32 |
| Instrument | 188438 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 110 CROSS ST, ASHLAND, MA 01721-1382 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73934-434 |
|---|---|
| Date | Jan 02, 2020 |
| Book Page | 73934/434 |
| Instrument | 229 |
| Name | NEEDHAM BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Feb 01, 2039 |
Source: Middlesex County and Ashland Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashland Town |
| Unified School District | Ashland School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,875.00 (+3.75%) | $1,008,200 (+7.56%) Land $293,100 Building $715,100 | $1,090,790 (+1.19%) |
| 2024 | $12,410.00 (+8.68%) | $937,300 (+13.02%) Land $312,000 Building $625,300 | $1,077,965 |
| 2023 | $11,419.00 | $829,300 Land $297,000 Building $532,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173851011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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