110 Cottage St, Troy, AL 36079 Property Records

Pike County property record for 110 Cottage St, Troy, AL 36079

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,302 sqft · built 2020
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Apr 2020)
Tax Bill$516 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN819779

Property Details

APN / Parcel Number

Primary APN819779
Alternative APN
  • 55 09 07 36 0 000 004.040

Interior

Full Baths1 Bath
Building Area1,302 sqft Living Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions105 ft deep x 20,000 ft wide
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number819779
Street Address110 COTTAGE ST
CityTROY
StateAL
Zip36079-5887
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT # 2 OF GREEN DRIVE S/D SECTOR 2 IN PB 2007 PG 11 SEC 36 T10N R20E
Legal SubdivisionGREEN DRIVE S D SECTOR 2
Legal Lot Number2
JurisdictionPIKE AL
Township / Civil DivisionTROY
Census Block Group1
Census Block1001
Census Tract189001

Owner

110 Cottage St is owned and occupied by an individual who bought it in April 2020.

Source: Pike County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address110 COTTAGE ST, TROY, AL 36079-5887
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2020 · Amount on File
Deed SaleApr 13, 2020 · Amount on File
Deed Document Number0002020851
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE AL
Property Address110 COTTAGE ST, TROY, AL 36079-5887
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02019/4537
DateJul 22, 2019
Book Page2019/4537
Instrument20194537
Lender
NameTROY BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 110 Cottage St was $516 with a homeowner's exemption, down 1.1% from the year before.

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyPike County
MunicipalityTroy City
Unified School DistrictTroy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$516.00 (-1.15%) Homeowner's exemption$15,380 (-1.03%) Land $1,000 Building $14,380$153,860 (-0.99%) Land $10,000 Building $143,860
2024$522.00 (+15.23%) Homeowner's exemption$15,540 (+13.76%) Land $1,000 Building $14,540$155,400 (+13.71%) Land $10,000 Building $145,400
2023$453.00 (-1.09%) Homeowner's exemption$13,660 (-1.01%)$136,660 (-0.97%) Land $10,000 Building $126,660
2022$458.00 Homeowner's exemption$13,800$138,000 Land $10,000 Building $128,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Cottage St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Cottage St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROY UTILITIES
serves 23,523 people · EPA ID AL0001124
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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