110 Continental Dr, Elkton, MD 21921 Property Records

Cecil County property record for 110 Continental Dr, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,504 sqft · built 1998
Lot Size	0.569 acres (24,785 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,900 (Mar 2019)
Tax Bill	$4,453 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-092739`

Property Details

APN / Parcel Number

Primary APN	`03-092739`
Alternative APNs	`3092739` `092739`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,504 sqft Total Area
Basement Area	432 sqft
Finished Basement	432 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,785 sqft (0.569 acres)
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	092739
Street Address	110 CONTINENTAL DR
City	ELKTON
State	MD
Zip	21921-6143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 34 - .569 ACRE 110 CONTINENTAL DRIVE COLONIAL RIDGE
Legal Subdivision	COLONIAL RIDGE
Legal Lot Number	34
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2000
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 CONTINENTAL DR, ELKTON, MD 21921-6143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit DOVER FCU
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS
Mar 18, 2019	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Prior Sale	Jul 25, 2014 · Amount on Record
Deed Book / Page	4371 / 491
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	110 CONTINENTAL DR, ELKTON, MD 21921-6143
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050940286
Date	Jan 28, 2022
Book Page	5094/286

Lender

Name	DOVER FCU
Type	Credit Union
Address	DOVER, DE 19904

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	110 CONTINENTAL DR, ELKTON, MD 21921-6143
Document Number	0045070418
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CONTINENTAL DR ELKTON MD 219216143, ELKTON, MD 21921-6143

Mortgage

Document Number	0045070418
Date	Dec 3, 2019
Book Page	004507/000418

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 18, 2019
Property Address	110 CONTINENTAL DR, ELKTON, MD 21921-6143
Document Number	0043710491
Book / Page	4371 / 491
Map Reference	CAB 67 FO 99
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 CONTINENTAL DR, 110, ELKTON, MD 21921-6143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 CONTINENTAL DR, ELKTON, MD 21921-6143

Mortgage

Document Number	0004371499
Date	Mar 18, 2019
Instrument	4371/499

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,453.00 (+7.04%)	$258,900 (+16.57%)	$277,300 (+24.85%) Land $88,800 Building $188,500
2025	$4,160.00 (+31.48%)
2023	$3,164.00	$222,100 Land $68,800 Building $153,300	$222,100 Land $68,800 Building $153,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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