110 Commerce Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 110 Commerce Dr, Oxford, MS 38655

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	5,666 sqft · built 2022
Lot Size	7.71 acres (335,736 sqft)
Owner	Company Name on Record
Last Sale	$184,500 (Mar 2019)
Tax Bill	$29,665 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2020 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`185X-16-111.01`

Property Details

APN / Parcel Number

Primary APN	`185X-16-111.01`
Alternative APN	`29161`

Interior

Stories	1 Story
Building Area	5,666 sqft Building Perimeter
1st Floor Area	5,610 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	335,736 sqft (7.71 acres)
Lot Dimensions	203 ft deep x 164 ft wide

Location & Zoning

Account Number	29161
Street Address	110 COMMERCE DR
City	OXFORD
State	MS
Zip	38655-7350
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Description	LOT 1 OXFORD COMMERCE PARK
Legal Range	03W
Legal Township	09S
Legal Section	16
Legal Subdivision	OXFORD COMMERCE PARK
Legal Lot Number	1
Jurisdiction	LAFAYETTE MS
Township / Civil Division	4
Census Block Group	1
Census Block	1024
Census Tract	950506

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1438 N LAMAR BLVD, OXFORD, MS 38655-2308
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK
Nov 20, 2020	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Jan 7, 2020	Deed of Trust, Mortgage · Construction Mortgage SYCAMORE BANK
Nov 29, 2021	Deed of Trust, Mortgage · Construction Mortgage MECHANICS BANK
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Jan 5, 2023	Deed of Trust, Mortgage MECHANICS BANK
Mar 26, 2019	Warranty Deed, Transfer · Commercial Mortgage SYCAMORE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Deed Document Number	20192117
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	110 COMMERCE DR, OXFORD, MS 38655-7350
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 N LAMAR BLVD, OXFORD, MS 38655-2308

Mortgage

Document Number	0020261704
Date	Mar 5, 2026
Instrument	2026-1704

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 5, 2031

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	110 COMMERCE DR, OXFORD, MS 38655-7350
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202011252
Date	Nov 20, 2020
Instrument	202011252

Lender

Name	MECHANICS BANK
Type	Bank
Address	WATER VALLEY, MS 38965

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 19, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	110 COMMERCE DR, OXFORD, MS 38655-7350
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000138
Date	Jan 7, 2020
Instrument	202000138

Lender

Name	SYCAMORE BANK
Type	Bank
Address	SENATOBIA, MS 38668

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 10, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	110 COMMERCE DR, OXFORD, MS 38655-7350
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202113076
Date	Nov 29, 2021
Instrument	202113076

Lender

Name	MECHANICS BANK
Type	Bank
Address	WATER VALLEY, MS 38965

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	May 19, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	110 COMMERCE DR, OXFORD, MS 38655-7350
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202206709
Date	Jul 19, 2022
Instrument	2022-06709

Lender

Name	MECHANICS BANK
Type	Bank
Address	WATER VALLEY, MS 38965

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Jan 15, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	110 COMMERCE DR, OXFORD, MS 38655-7350
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300087
Date	Jan 5, 2023
Instrument	2023-00087

Lender

Name	MECHANICS BANK
Type	Bank
Address	WATER VALLEY, MS 38965

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Dec 28, 2027

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Mar 26, 2019
Property Address	110 COMMERCE DR, OXFORD, MS 38655-7350
Document Number	0201902117
Map Reference	CAB B SL 155
Instrument Date	Mar 22, 2019
Instrument	201902117
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2088 OLD TAYLOR RD, OXFORD, MS 38655-5019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 N LAMA, OXFORD, MS 38655-2308

Mortgage

Document Number	0201902118
Date	Mar 26, 2019
Instrument	201902118

Lender

Name	SYCAMORE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 25, 2022

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,665.00 (+28.89%)	$228,006 (+28.89%)	$1,520,040 (+28.89%) Land $200,000 Building $1,320,040
2023	$23,016.00	$176,901	$1,179,340 Land $200,000 Building $979,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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