110 Cold Creek Loop Trl, Ennis, MT 59729 Property Records

Madison County property record for 110 Cold Creek Loop Trl, Ennis, MT 59729

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 750 sqft · built 2018
Lot Size	6.56 acres (286,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,700 (Jun 2025)
Tax Bill	$1,923 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R2515014`

Property Details

APN / Parcel Number

Primary APN	`R2515014`
Alternative APNs	`25-0333-14-4-01-01-0000` `0027096100`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	700 sqft
Attic	Attic
Attic Area	50 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	286,015 sqft (6.56 acres)
Terrain	Rolling
Deck Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0027096100
Street Address	110 COLD CREEK LOOP TRL
City	ENNIS
State	MT
Zip	59729-9268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHINING MOUNTAINS SUB NO 1, S14, T07 S, R02 W, LOT 261, ACRES 6.566, PLAT 4/41
Legal Range	02W
Legal Township	07S
Legal Section	14
Legal Subdivision	SHINING MOUNTAINS SUB NO 1
Legal Lot Number	261
Jurisdiction	MADISON MT
Township / Civil Division	MADISON VALLEY
Census Block Group	1
Census Block	1202
Census Tract	102

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16661 WATERFALL RD, KETCHIKAN, AK 99901-8921
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE MORTGAGE
Feb 28, 2020	Warranty Deed, Transfer · Stand-Alone Refinance FIRST INTERSTATE BANK
Nov 5, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Feb 28, 2020
Deed Document Number	2025220637
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	0000186410
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MT
Recording Date	Jun 10, 2026
Property Address	110 COLD CREEK LOOP TRL, ENNIS, MT 59729-9268
Document Number	0000225992
Instrument Date	Jun 3, 2026
Instrument	2026225992
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 COLD CREEK LOOP TRL, ENNIS, MT 59729-9268

Mortgage

Document Number	0000225992,
Date	Jun 10, 2026
Instrument	2026225992

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MT
Recording Date	Feb 28, 2020
Property Address	110 COLD CREEK LOOP TRL, ENNIS, MT 59729
Document Number	0000188270
Instrument Date	Feb 27, 2020
Instrument	188270
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 14161, JACKSON, WY 83002-4161

Mortgage

Document Number	0000188271
Date	Feb 28, 2020
Instrument	188271

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MT
Recording Date	Nov 5, 2019
Property Address	110 COLD CREEK LOOP TRL, ENNIS, MT 59729
Document Number	0000186410
Instrument Date	Oct 31, 2019
Instrument	186410
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 222, ENNIS, MT 59729-0222

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MT
Recording Date	Oct 19, 2017
Property Address	110 COLD CREEK LOOP TRL, ENNIS, MT 59729
Document Number	0000174945
Map Reference	MB 4 PG 41-48
Instrument Date	Oct 3, 2017
Instrument	174945
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 ERIE AVE APT 202, 202, SAINT MARYS, PA 15857-1470

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4367 SCHENLEY FARMS TER, PITTSBURGH, PA 15213-1206

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Madison County
Unified School District	Ennis K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,923.00 (+134.23%)	$485,700 (-2.1%)
2025	$821.00 (-26.7%)	$496,100 (+31.73%)	$485,700 (+28.97%) Land $202,236 Building $283,464
2023	$1,120.00	$376,600	$376,600 Land $117,105 Building $259,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 72% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
3 Rivers Communications Fiber	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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