110 Cherry Hill Dr, Georgetown, KY 40324 Property Records

Scott County property record for 110 Cherry Hill Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,067 sqft · built 2003
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$428,000 (Dec 2018)
Tax Bill	$3,697 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`188-40-032.000`

Property Details

APN / Parcel Number

Primary APN	`188-40-032.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,067 sqft Living Area
1st Floor Area	2,067 sqft
Basement Area	2,067 sqft
Finished Basement	2,067 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Block
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	110 CHERRY HILL DR
City	GEORGETOWN
State	KY
Zip	40324-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY BLOSSOM VILLAGE PHASE 2
Legal Subdivision	CHERRY BLOSSOM VILLAGE PHASE 2
Legal Phase	2
Legal Lot Number	6
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2008
Census Tract	40303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

110 Cherry Hill Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Dec 11, 2018	Deed, Transfer · ARM CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on File
Deed Sale	Dec 11, 2018 · Amount on File
Prior Sale	May 3, 2007 · Amount on File
Deed Document Number	2018394630
Deed Book / Page	402 / 220
Prior Transfer Date	Apr 6, 2009
Prior Transfer Doc	00D324/591
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	110 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1407/419
Date	Aug 22, 2018
Book Page	M1407/419
Instrument	391052

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	110 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1470/535
Date	Oct 30, 2019
Book Page	M1470/535
Instrument	407625

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 11, 2018
Property Address	110 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Document Number	00D402/220
Book / Page	D402 / 220
Map Reference	CAB7 SL1127
Instrument Date	Dec 7, 2018
Instrument	394630
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1755 N HIGHWAY A1A601, 1755, INDIALANTIC, FL 32903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4551 ACACIA PKWY, PROSPER, TX 75078-0870

Mortgage

Document Number	0000394631
Date	Dec 11, 2018
Instrument	394631

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 110 Cherry Hill Dr was $3,697 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,200 (-)	$464,200 (-)
2025	$3,697.00 Homeowner's exemption	$464,200	$464,200
2023	$3,460.00 (+3.13%) Homeowner's exemption	$428,000 (+0.16%) Land $75,000 Building $353,000	$428,000 (+0.16%) Land $75,000 Building $353,000
2022	$3,355.00 Homeowner's exemption	$427,300 Land $75,000 Building $352,300	$427,300 Land $75,000 Building $352,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Cherry Hill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Cherry Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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