Middlesex County and Waltham City property record for 110 Charles St, Waltham, MA 02453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1910 |
| Lot Size | 0.032 acres (1,398 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $452,000 (May 2020) |
| Tax Bill | $4,671 (2026) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21256 |
| Primary APN | 21256 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,721 sqft |
| Basement Area | 540 sqft |
| Unfinished Basement | 540 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 1,398 sqft (0.032 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 21256 |
|---|---|
| Street Address | 110 CHARLES ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-4288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Subdivision | WALTHAM |
| Legal Block | 35 |
| Legal Lot Number | 5 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 368800 |
Source: Middlesex County and Waltham City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 110 CHARLES ST, WALTHAM, MA 02453-4288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU |
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LENDINGONE |
| Aug 2, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on Record |
| Deed Sale | May 28, 2020 · Amount on Record |
| Prior Sale | Aug 2, 2019 · Amount on Record |
| Deed Document Number | 202081201 |
| Deed Book / Page | 74768 / 384 |
| Prior Transfer Date | May 26, 2020 |
| Prior Transfer Doc | 74768-384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | May 28, 2020 |
| Property Address | 110 CHARLES ST, WALTHAM, MA 02453-4288 |
| Document Number | 74768-384 |
| Book / Page | 74768 / 384 |
| Instrument Date | May 26, 2020 |
| Instrument | 81201 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 CHARLES ST, WALTHAM, MA 02453-4288 |
| Document Number | 81202 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 81202 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 110 CHARLES ST, WALTHAM, MA 02453-4288 |
| Document Number | 73450-11 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 20C DEL CARMINE ST #101 WAKEFIELD MA 018803487, 101, WAKEFIELD, MA 01880-3487 |
| Document Number | 73450-11 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 073450/000011 |
| Instrument | 157377 |
| Name | LENDINGONE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Aug 2, 2019 |
| Property Address | 110 CHARLES ST, WALTHAM, MA 02453-4288 |
| Document Number | 73044-294 |
| Book / Page | 073044 / 000294 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 113386 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,094.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 20C DEL CARMINE ST #101 WAKEFIELD MA 018803487, 101, WAKEFIELD, MA 01880-3487 |
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,671.00 (+3.62%) | $452,600 (-1.42%) Land $229,100 Building $223,500 | $661,022 (+12.28%) |
| 2025 | $4,508.00 (+2.83%) | $459,100 (+0.95%) Land $208,800 Building $250,300 | $588,715 (+6.11%) |
| 2024 | $4,384.00 (+10.18%) | $454,800 (+17.95%) Land $207,500 Building $247,300 | $554,800 |
| 2023 | $3,979.00 | $385,600 Land $198,800 Building $186,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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