110 Charing Cross, Florence, AL 35633 Property Records

Lauderdale County property record for 110 Charing Cross, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,435 sqft · built 1993
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Feb 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-28-4-001-025-056`

Property Details

APN / Parcel Number

Primary APN	`15-08-28-4-001-025-056`
Alternative APNs	`093337` `30432` `93337`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,435 sqft Living Area
1st Floor Area	2,435 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	174 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,758 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	93337
Street Address	110 CHARING CROSS
City	FLORENCE
State	AL
Zip	35633-1594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	100 X 177.99 HEATHROW PLACE ADD #2 LOT 48 SEC 28 T2S R11W .40 AC/C PB 6 PG 105
Legal Range	11W
Legal Township	02S
Legal Section	28
Legal Subdivision	HEATHROW PLACE ADD
Legal Lot Number	48
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	4
Census Block	4011
Census Tract	11101

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	110 CHARING CROSS, FLORENCE, AL 35633-1594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Sep 19, 2018	Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018
Deed Sale	Sep 19, 2018
Deed Document Number	0201840626
Deed Book / Page	2018 / 40626
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	110 CHARING CROSS, FLORENCE, AL 35633-1594
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/9803
Date	Feb 22, 2021
Book Page	2021/9803

Lender

Name	LOAN DEPOT INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2031

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	110 CHARING CROSS, FLORENCE, AL 35633-1594
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/40628
Date	Sep 19, 2018
Book Page	2018/40628

Lender

Name	LOAN DEPOT INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2033

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 19, 2018
Property Address	110 CHARING CROSS, FLORENCE, AL 35633-1594
Document Number	2018/40626
Book / Page	2018 / 40626
Instrument Date	Sep 14, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 VALLEY RD, 30, MASHPEE, MA 02649-4369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CHARING CROSS, FLORENCE, AL 35633-1594

Mortgage

Document Number	2018/40628
Date	Sep 19, 2018
Book Page	2018/40628

Lender

Name	LOAN DEPOT INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$36,340 (+1,493.86%)	$368,860 (+24.6%) Land $27,300 Building $341,560
2023	Homeowner's exemption	$2,280 Land $2,280	$296,040 Land $22,800 Building $273,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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