110 Centro St, Chattanooga, TN 37419 Property Records

Hamilton County property record for 110 Centro St, Chattanooga, TN 37419

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,406 sqft · built 1960
Lot Size	0.688 acres (30,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Dec 2020)
Tax Bill	$821 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`154C A 018`

Property Details

APN / Parcel Number

Primary APN	`154C A 018`
Alternative APN	`0000087413`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,406 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,000 sqft (0.688 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000087413
Street Address	110 CENTRO ST
City	CHATTANOOGA
State	TN
Zip	37419-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	3315 03 13 LT 23&24 P F FRYARS PB18 PG28
Legal Subdivision	FRYARS
Legal Lot Number	23,24 24
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3017
Census Tract	12100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 CENTRO ST, CHATTANOOGA, TN 37419-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Dec 8, 2011
Deed Document Number	2020120200036
Deed Book / Page	12253 / 614
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 2, 2020
Property Address	110 CENTRO ST, CHATTANOOGA, TN 37419-1704
Document Number	1202000036
Book / Page	012253 / 000614
Instrument Date	Nov 30, 2020
Instrument	201202000036
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	CHATTANOOGA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 CENTRO ST CHATTANOOGA TN 374191704, CHATTANOOGA, TN 37419-1704

Mortgage

Document Number	1202000037
Date	Dec 2, 2020
Book Page	012253/000617
Instrument	201202000037

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$821.00 (-0.12%)	$54,200 (+47.38%)	$216,800 (+47.38%) Land $70,000 Building $146,800
2024	$822.00	$36,775 (-)	$147,100 (-) Land $35,000 Building $112,100
2023	$822.00	$36,775 (-)	$147,100 (-) Land $35,000 Building $112,100
2022	$822.00	$36,775	$147,100 Land $35,000 Building $112,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1984–2020)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Oct 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20