110 Centennial Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 110 Centennial Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,139 sqft · built 1896
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (May 2022)
Tax Bill	$14,779 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00506-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`03-00506-0000-00022`
Alternative APNs	`030050600022` `5987005`

Interior

Stories	2 Stories
Building Area	2,139 sqft Living Area

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Colonial
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	5987005
Street Address	110 CENTENNIAL AVE
City	CRANFORD
State	NJ
Zip	07016-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CRANFORD
Legal Block	506
Legal Lot Number	22
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3001
Census Tract	37200

Owner

110 Centennial Ave is owned and occupied by two individuals who bought it in May 2022.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 CENTENNIAL AVE, CRANFORD, NJ 07016-3147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	May 2, 1978 · Amount on File
Deed Document Number	202218045
Deed Book / Page	6463 / 2967
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	May 12, 2022
Property Address	110 CENTENNIAL AVE, CRANFORD, NJ 07016-3147
Document Number	0064632967
Book / Page	6463 / 2967
Instrument Date	May 5, 2022
Instrument	18045
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	STEWART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 STELLA DR, 30, BRIDGEWATER, NJ 08807-1843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CENTENNIAL AVE, CRANFORD, NJ 07016-3147

Mortgage

Document Number	0000037219
Date	May 12, 2022
Instrument	37219

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	19.6%
Index	1-Year CMT
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 110 Centennial Ave was $14,779, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,900 (-) Land $70,800 Building $133,100	$203,900 (-) Land $70,800 Building $133,100
2025	$14,779.00 (+6.92%)	$203,900 Land $70,800 Building $133,100	$203,900 Land $70,800 Building $133,100
2024	$13,822.00
2023		$203,900 Land $70,800 Building $133,100	$203,900 Land $70,800 Building $133,100
2022	$11,478.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 110 Centennial Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1983–2021)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Centennial Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20