110 Carriage Hill Dr, Stem, NC 27581 Property Records

Granville County property record for 110 Carriage Hill Dr, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,251 sqft · built 2005
Lot Size	0.374 acres (16,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Mar 2024)
Tax Bill	$2,600 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30140-79164301`

Property Details

APN / Parcel Number

Primary APN	`30140-79164301`
Alternative APNs	`088914343210` `088914 032` `1032903` `1115623`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,251 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,326 sqft (0.374 acres)
Porch	Slab
Porch Area	410 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1115623
Street Address	110 CARRIAGE HILL DR
City	STEM
State	NC
Zip	27581-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	LOT 5 CARRIAGE HILL
Legal Subdivision	CARRIAGE HILL
Legal Lot Number	5
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	3
Census Block	3034
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 CARRIAGE HILL DR, STEM, NC 27581-9122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 24, 2020	Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU
Oct 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Book / Page	1978 / 686
Prior Transfer Date	Apr 16, 2013
Prior Transfer Doc	1467/808
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Mar 21, 2024
Property Address	110 CARRIAGE HILL DR, STEM, NC 27581-9122
Document Number	001978/686
Book / Page	1978 / 686
Map Reference	MB 32 PG 136
Instrument Date	Mar 13, 2024
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2735 HUMMINGBIRD WAY, BILLINGS, MT 59105-6021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CARRIAGE HILL DR, STEM, NC 27581-9122

Mortgage

Document Number	0001978690
Date	Mar 21, 2024
Instrument	1978/690

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	001978/705
Date	Mar 21, 2024
Book Page	1978/705

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2039

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Feb 24, 2020
Property Address	110 CARRIAGE HILL DR, STEM, NC 27581-9122
Document Number	1764/582
Book / Page	1764 / 582
Map Reference	MB 32 PG 136
Instrument Date	Feb 21, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3706 SAPPHIRE CT, 3706, FRANKLINTON, NC 27525-8519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 CARRIAGE HILL DR, STEM, NC 27581-9122

Mortgage

Document Number	1764584
Date	Feb 24, 2020
Instrument	1764/584

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	5 Years
Min Rate At Change	5.75%
Index	5-Year CMT
Max Rate	6%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Oct 22, 2019
Property Address	110 CARRIAGE HILL DR, STEM, NC 27581-9122
Document Number	1748/169
Book / Page	1748 / 169
Map Reference	MB 32 PG 136
Instrument Date	Oct 14, 2019
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1527 GOODWIN RD, 1527, DURHAM, NC 27712-9741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CARRIAGE HILL DR, STEM, NC 27581-9122
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Stem Town
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,323 (-) Land $37,000 Building $217,323
2025	$2,600.00 (+3%)	$254,323 (+79.19%) Land $37,000 Building $217,323	$254,323 (-) Land $37,000 Building $217,323
2024			$254,323 (+79.19%) Land $37,000 Building $217,323
2023	$2,000.00 (+1.06%)	$141,930 (-) Land $25,000 Building $116,930	$141,930 (-) Land $25,000 Building $116,930
2022	$1,979.00	$141,930 Land $25,000 Building $116,930	$141,930 Land $25,000 Building $116,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1998–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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