110 Carmel Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 110 Carmel Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,502 sqft · built 1941
Lot Size	0.087 acres (3,800 sqft)
Owner	Company Name on Record
Last Sale	$505,000 (Mar 2012)
Tax Bill	$9,395 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`504-282-009-1`

Property Details

APN / Parcel Number

Primary APN	`504-282-009-1`
Alternative APN	`504-282-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,250 sqft
Basement Area	252 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1960
Lot Area	3,800 sqft (0.087 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	110 CARMEL AVE
City	EL CERRITO
State	CA
Zip	94530-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CERRITO PARK TRACT LOT 35 POR 34 & 36 BLK 6
Legal Subdivision	CERRITO PARK
Legal Block	6
Legal Lot Number	35
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	390200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	110 CARMEL AVE, EL CERRITO, CA 94530-4115
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Jan 5, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jan 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 8, 2017	Deed of Trust, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2012 · Amount on Record
Deed Sale	Mar 27, 2012 · Amount on Record
Prior Sale	May 17, 2002 · Amount on Record
Deed Document Number	201269258
Last Transfer Date	Dec 10, 2018
Transfer Doc	0000004171
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	110 CARMEL AVE, EL CERRITO, CA 94530-4115
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CARMEL AVE, EL CERRITO, CA 94530-4115

Mortgage

Document Number	0000028623
Date	Jan 29, 2021
Instrument	2021-028623

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	110 CARMEL AVE, EL CERRITO, CA 94530-4115
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CARMEL AVE, EL CERRITO, CA 94530-4115

Mortgage

Document Number	0000001927
Date	Jan 5, 2022
Instrument	2022-001927

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 10, 2019
Property Address	110 CARMEL AVE, EL CERRITO, CA 94530-4115
Document Number	0000004171
Instrument Date	Dec 10, 2018
Instrument	4171
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	110 CARMEL AVE EL CERRITO CA 945304115, EL CERRITO, CA 94530-4115

September 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	110 CARMEL AVE, EL CERRITO, CA 94530-4115
Document Number	0000172595
Instrument Date	Sep 8, 2017
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	INGEO LSI TITLE COMPANY

Transaction

Additional	Intrafamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CARMEL AVE EL CERRITO CA 945304115, EL CERRITO, CA 94530-4115

Mortgage

Document Number	0000172595
Date	Sep 21, 2017
Instrument	172595

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,484 (+2%) Land $586,259 Building $73,225
2025	$9,395.00 (+4.2%) Homeowner's exemption	$646,554 (+4.04%) Land $574,764 Building $71,790
2023	$9,016.00 (+1.57%) Homeowner's exemption	$621,450 Land $552,447 Building $69,003
2022	$8,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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