110 Cakebread Cir, Sacramento, CA 95834 Property Records

Sacramento County property record for 110 Cakebread Cir, Sacramento, CA 95834

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,258 sqft · built 2000
Lot Size	0.175 acres (7,640 sqft)
Owner	2 Individual Names on File
Last Sale	$457,500 (Jan 2018)
Tax Bill	$6,808 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2024 Mortgage + 4 more
Flood Zone	Zone A99 (high risk)
APN	`225-1360-010-0000`

Property Details

APN / Parcel Number

Primary APN	`225-1360-010-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,258 sqft Living Area
1st Floor Area	2,258 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,640 sqft (0.175 acres)
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	110 CAKEBREAD CIR
City	SACRAMENTO
State	CA
Zip	95834-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-PUD
Legal Description	GATEWAY WEST VILLAGE 05, LOT 10
Legal Subdivision	GATEWAY WEST VILLAGE 05
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1012
Census Tract	7016

Owner

110 Cakebread Cir is owned and occupied by two individuals who bought it in January 2018.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	110 CAKEBREAD CIR, SACRAMENTO, CA 95834-1060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT HOME LENDING INC
Dec 24, 2024	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jul 8, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Dec 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CATALYST MORTGAGE
Mar 25, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2018 · Amount on File
Deed Sale	Jan 23, 2018 · Amount on File
Prior Sale	Oct 20, 2000 · Amount on File
Deed Book / Page	20180123 / 963
Prior Transfer Date	Oct 30, 2003
Prior Transfer Doc	2003003170
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 11, 2026
Property Address	110 CAKEBREAD CIR, SACRAMENTO, CA 95834-1060
Document Number	2026000710
Book / Page	20260811 / 710
Instrument Date	Aug 6, 2026
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	110 CAKEBREAD CIR, SACRAMENTO, CA 95834-1060

Mortgage

Document Number	2026000710,
Date	Aug 11, 2026
Book Page	20260811/710

Lender

Name	SUMMIT HOME LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	110 CAKEBREAD CIR, SACRAMENTO, CA 95834-1060
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CAKEBREAD CIR, SACRAMENTO, CA 95834-1060

Mortgage

Document Number	0000000537
Date	Dec 24, 2024
Instrument	202412240537

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2054

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	110 CAKEBREAD CIR, SACRAMENTO, CA 95834-1060
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CAKEBREAD CIR, SACRAMENTO, CA 95834-1060

Mortgage

Document Number	0000000540
Date	Jul 8, 2025
Instrument	202507080540

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 22, 2021
Property Address	110 CAKEBREAD CIR, SACRAMENTO, CA 95834-1060
Document Number	0000001037
Map Reference	MB 268 MAP 10
Instrument Date	Dec 13, 2021
Instrument	2021122201037
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 CAKEBREAD CIR, SACRAMENTO, CA 95834-1060

Mortgage

Document Number	0000001038
Date	Dec 22, 2021
Instrument	2021122201038

Lender

Name	CATALYST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	110 CAKEBREAD CIR, SACRAMENTO, CA 95834-1060
Document Number	2003300803
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CAKEBREAD CIR SACRAMENTO CA 958341060, SACRAMENTO, CA 95834-1060

Mortgage

Document Number	2003300803
Date	Mar 30, 2020
Instrument	2003300803

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	110 CAKEBREAD CIR, SACRAMENTO, CA 95834-1060
Document Number	1909040437
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CAKEBREAD CIR SACRAMENTO CA 958341060, SACRAMENTO, CA 95834-1060
Investor	Possibly a Property Investor

Mortgage

Document Number	1909040437
Date	Sep 4, 2019
Instrument	1909040437

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 3, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 110 Cakebread Cir was $6,808, down 4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$536,916 (+2%) Land $104,450 Building $432,466
2025	$6,808.00 (-4.02%)	$526,389 Land $102,402 Building $423,987
2024	$7,093.00 (+5.61%)
2023	$6,716.00 (+3.21%)	$505,951 Land $98,427 Building $407,524
2022	$6,507.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 110 Cakebread Cir in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 381 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	5 (1995–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 110 Cakebread Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, Succeed.Net.

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