110 Bruni Ave, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 110 Bruni Ave, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,459 sqft · built 1973
Lot Size	0.377 acres (16,422 sqft)
Owner	2 Individual Names on File
Last Sale	$26,400 (Jan 1974)
Tax Bill	$5,669 (2026)
Deeds & Mortgages	Oct 2021 Refinance Feb 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M:02D-03050 B:90J L:0`

Property Details

APN / Parcel Number

Primary APN	`M:02D-03050 B:90J L:0`
Alternative APNs	`LUDL M:2D B:3050 P:90J` `1123`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,459 sqft Living Area
Gross Area	3,228 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	16,422 sqft (0.377 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1123
Street Address	110 BRUNI AVE
City	LUDLOW
State	MA
Zip	01056-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	3050
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3013
Census Tract	810412

Owner

110 Bruni Ave is owned and occupied by two individuals who bought it in January 1974.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 BRUNI AVE, LUDLOW, MA 01056-1703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 1974 · Amount on File
Deed Sale	Jan 31, 1974 · Amount on File
Deed Book / Page	3915 / 102
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	110 BRUNI AVE, LUDLOW, MA 01056-1703
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24193-564
Date	Oct 20, 2021
Book Page	24193/564
Instrument	74413

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	110 BRUNI AVE, LUDLOW, MA 01056-1703
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23702-167
Date	Feb 10, 2021
Book Page	23702/167
Instrument	9507

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	110 BRUNI AVE, LUDLOW, MA 01056-1703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23033-304
Date	Jan 6, 2020
Book Page	23033/304
Instrument	602

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	110 BRUNI AVE, LUDLOW, MA 01056-1703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23262-10
Date	Jun 15, 2020
Book Page	23262/10
Instrument	31038

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	110 BRUNI AVE, LUDLOW, MA 01056-1703
Document Number	22704-173
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 BRUNI AVE LUDLOW MA 010561703, LUDLOW, MA 01056-1703

Mortgage

Document Number	22704-173
Date	Jun 12, 2019
Book Page	022704/000173
Instrument	30890

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 11, 2034

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	110 BRUNI AVE, LUDLOW, MA 01056-1703
Document Number	21867-360
Book / Page	021867 / 000360
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	21867-360
Date	Sep 21, 2017
Book Page	021867/000360
Instrument	55656

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 20, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 110 Bruni Ave was $5,669, up 1.2% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,669.00 (+1.16%)	$354,100 (+9.63%) Land $86,400 Building $267,700	$360,139 (-4.85%)
2025	$5,604.00 (+3.34%)	$323,000 (+7.74%) Land $78,500 Building $244,500	$378,480 (+16.36%)
2024	$5,423.00 (+3.83%)	$299,800 (+11.99%) Land $78,400 Building $221,400	$325,280
2023	$5,223.00	$267,700 Land $68,800 Building $198,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Bruni Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Bruni Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Crossroads Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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