110 Border St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 110 Border St, Black Mountain, NC 28711

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$286,000 (Oct 2025)
Tax Bill	$789 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`658955-2020-202`

Property Details

APN / Parcel Number

Primary APN	`658955-2020-202`
Alternative APNs	`0619-25-0515-00000` `061909159449000` `008211227`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	658955-2020-202
Street Address	110 BORDER ST
City	BLACK MOUNTAIN
State	NC
Zip	28711-3312
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	TR-4
Legal Description	SUBDIV: S F DOUGHERTY HEIRS PROP LOT: 19 BLOCK: 15 PLAT: 0216-0012
Legal Subdivision	S F DOUGHERTY HEIRS PROP
Legal Block	15
Legal Lot Number	19
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	3
Census Block	3009
Census Tract	3107

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Dougherty Heights Historic District listed 2011 · 54 contributing resources · NRIS 10001132

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Buncombe County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 MEDICAL PARK DR, ASHEVILLE, NC 28803-2493
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Dec 2, 2025	Correction Deed
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Mar 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Sep 4, 2009 · Amount on Record
Deed Book / Page	6534 / 277
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 17, 2026
Property Address	110 BORDER ST, BLACK MOUNTAIN, NC 28711-3312
Document Number	6603000842
Book / Page	6603 / 842
Instrument Date	Jun 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WALNUT ST, BLACK MOUNTAIN, NC 28711-2821

Mortgage

Document Number	6603000842,
Date	Jun 17, 2026
Book Page	6603/842

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 2, 2025
Property Address	110 BORDER ST, BLACK MOUNTAIN, NC 28711-3312
Document Number	0065470145
Book / Page	6547 / 145
Map Reference	MB 154 PG 106
Instrument Date	Oct 26, 2025
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 TIFFANY RD, SILVER SPRING, MD 20904-2178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MEDICAL PARK DR, ASHEVILLE, NC 28803-2493

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 15, 2025
Property Address	110 BORDER ST, BLACK MOUNTAIN, NC 28711-3312
Document Number	0065340277
Book / Page	6534 / 277
Map Reference	MB 216 PG 12
Instrument Date	Sep 26, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 TIFFANY RD, SILVER SPRING, MD 20904-2178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MEDICAL PARK DR, ASHEVILLE, NC 28803-2493

Mortgage

Document Number	0006534280
Date	Oct 15, 2025
Instrument	6534/280

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Nov 1, 2028

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 11, 2021
Property Address	110 BORDER ST, BLACK MOUNTAIN, NC 28711-3312
Document Number	0060330362
Book / Page	6033 / 362
Map Reference	MB 216 PG 12
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 PEMBROOK RD, SWANNANOA, NC 28778-9311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 BORDER ST, BLACK MOUNTAIN, NC 28711-3312

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$789.00 (+5.91%)	$91,000 (-) Land $91,000	$91,000 (-) Land $91,000
2023	$745.00	$91,000	$91,000 (-) Land $91,000
2021			$91,000 Land $91,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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