Sumner County property record for 110 Bluewater Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,733 sqft · built 1995 |
| Lot Size | 0.662 acres (28,852 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Aug 2018) |
| Tax Bill | $2,273 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083147D A 01200 |
| Primary APN | 083147D A 01200 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,733 sqft Living Area |
| 1st Floor Area | 1,966 sqft |
| Upper Floors Area | 767 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,852 sqft (0.662 acres) |
| Lot Dimensions | 180 ft deep x 160 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 625 sqft |
| Driveway | Driveway |
| Driveway Area | 1,450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 900 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Deck Area | 605 sqft |
| Patio Area | 1,158 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 110 BLUEWATER DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-4455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 12 PAGE: 241 BLOCK: LOT: 138 SUBD: BAY POINT ESTATES SEC 8 |
| Legal Subdivision | BAY POINT ESTATES SE |
| Legal Lot Number | 138 160 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20501 |
Source: Sumner County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 110 BLUEWATER DR, GALLATIN, TN 37066-4455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA LLC |
| Dec 6, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Aug 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on Record |
| Deed Sale | Aug 1, 2018 · Amount on Record |
| Prior Sale | Jul 7, 1994 |
| Deed Document Number | 1240462 |
| Deed Book / Page | 4787 / 076 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 110 BLUEWATER DR, GALLATIN, TN 37066-4455 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0057330270 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 5733/270 |
| Instrument | 1384419 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 110 BLUEWATER DR, GALLATIN, TN 37066-4455 |
| Document Number | 0051030724 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 110 BLUEWATER DR GALLATIN TN 370664455, GALLATIN, TN 37066-4455 |
| Document Number | 0051030724 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 005103/000724 |
| Instrument | 1294305 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Aug 1, 2018 |
| Property Address | 110 BLUEWATER DR, GALLATIN, TN 37066-4455 |
| Document Number | 0047870076 |
| Book / Page | 4787 / 076 |
| Map Reference | MB 12 PG 241 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 1240462 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | TENNESSEE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,554.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 BLUEWATER DR, GALLATIN, TN 37066-4455 |
| Document Number | 1240463 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 1240463 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,273.00 (-31.76%) | $159,975 (+46.56%) Land $37,500 Building $122,475 | |
| 2024 | $639,900 (+46.56%) Land $150,000 Building $489,900 | ||
| 2023 | $3,331.00 (-0.33%) | $109,150 (-) Land $22,500 Building $86,650 | |
| 2022 | $3,342.00 | $109,150 Land $22,500 Building $86,650 | |
| 2021 | $436,600 Land $90,000 Building $346,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 10 (2007–2013) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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