110 Birch St, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 110 Birch St, Cairo, NY 12413

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,130 sqft · built 1971
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Sep 2021)
Tax Bill	$3,953 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454-448`

Property Details

APN / Parcel Number

Primary APN	`454-448`
Alternative APNs	`240010101400010010000000` `192400 101.14-1-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	150 ft deep x 200 ft wide
Garage Type	Basement
Porch	Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	454-448
Street Address	110 BIRCH ST
City	CAIRO
State	NY
Zip	12413-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	GREENE NY
Township / Civil Division	CAIRO
Census Block Group	3
Census Block	3021
Census Tract	80502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Susquehannah Turnpike listed 1974 · 13 contributing resources · NRIS 74001241

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Greene County and Cairo Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 BIRCH ST, CAIRO, NY 12413-3226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2025	Deed of Trust, Mortgage · USDA Mortgage USDA
Sep 29, 2021	Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Apr 6, 2010 · Amount on Record
Deed Document Number	20212861
Prior Transfer Date	Feb 19, 2015
Prior Transfer Doc	1481000058
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE NY
Property Address	110 BIRCH ST, CAIRO, NY 12413-3226
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2025236
Date	Feb 4, 2025
Instrument	M2025-236

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE NY
Recording Date	Sep 29, 2021
Property Address	110 BIRCH ST, CAIRO, NY 12413-3226
Document Number	D20212861
Instrument Date	Sep 16, 2021
Instrument	D2021-2861
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MORRIS DR, HYDE PARK, NY 12538-2214

Mortgage

Document Number	M20213776
Date	Sep 29, 2021
Instrument	M2021-3776

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Greene County and Cairo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Cairo Town
Unified School District	Cairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,953.00	$88,500 (-) Land $13,100 Building $75,400	$252,900 (+16.31%) Land $37,435 Building $215,465
2023		$88,500 Land $13,100 Building $75,400	$217,445 Land $32,187 Building $185,258

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1980–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Fiber · Cable	5,000 / 5,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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