Shelby County property record for 110 Bella Circle Dr, Irwin, IA 51446
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,735 sqft · built 2005 |
| Lot Size | 0.961 acres (41,865 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,808 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 832121000110 |
| Primary APN | 832121000110 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,735 sqft Living Area |
| Basement Area | 1,735 sqft |
| Finished Basement | 1,425 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 41,865 sqft (0.961 acres) |
| Lot Depth | 237 ft Depth |
| Garage Type | Attached |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 368 sqft |
| Patio Area | 604 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Water Source | Commercial |
| Street Address | 110 BELLA CIRCLE DR |
|---|---|
| City | IRWIN |
| State | IA |
| Zip | 51446-7700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30-81-37 WESTVIEW SD LT 11 |
| Legal Range | 37W |
| Legal Township | 81N |
| Legal Section | 30 |
| Legal Subdivision | WESTVIEW SD |
| Legal Lot Number | 11 |
| Jurisdiction | SHELBY IA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 960100 |
110 Bella Circle Dr is owned and occupied by two individuals.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 BELLA CIRCLE DR, IRWIN, IA 51446-7700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Survivor |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY IA |
| Property Address | 110 BELLA CIRCLE DR, IRWIN, IA 51446-7700 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020202031 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 2020-2031 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 110 Bella Circle Dr was $3,808 with a homeowner's exemption.
Source: Shelby County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Shelby County |
| Municipality | Irwin City |
| Unified School District | IKM-Manning Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,808.00 | $244,509 (-) Land $20,400 Building $224,109 | $244,509 (-) Land $20,400 Building $224,109 |
| 2025 | $244,509 Land $20,400 Building $224,109 | $244,509 Land $20,400 Building $224,109 | |
| 2024 | $3,774.00 | ||
| 2023 | $238,129 (+52.47%) Land $20,400 Building $217,729 | $238,129 Land $20,400 Building $217,729 | |
| 2022 | $2,742.00 Homeowner's exemption | $156,180 Land $20,400 Building $135,780 | |
| 2021 | $156,180 Land $20,400 Building $135,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Bella Circle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Bella Circle Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRWIN MUNICIPAL SUPPLY serves 313 people · EPA ID IA8340099 |
|---|---|
| Water Source | Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Mutual Cooperative Telephone Fiber | 400 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: Western Iowa Wireless.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures