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110 Beach St, Westerly, RI 02891 Property Records

Westerly Town property record for 110 Beach St, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,572 sqft · built 1952
Lot Size1.19 acres (52,026 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Sep 2018)
Tax Bill$3,906 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:96 B:149

Property Details

APN / Parcel Number

Primary APNWEST M:96 B:149
Alternative APNs
  • M:096 B:149 L
  • 16055800

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,572 sqft Living Area
Gross Area3,193 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area52,026 sqft (1.19 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number16055800
Street Address110 BEACH ST
CityWESTERLY
StateRI
Zip02891-2744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block149
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2011
Census Tract50802

Owner

110 Beach St is owned and occupied by an individual who bought it in September 2018.

Source: Westerly Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address110 BEACH ST, WESTERLY, RI 02891-2744
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2018 · Amount on File
Deed SaleSep 21, 2018 · Amount on File
Prior SaleJul 11, 2005 · Amount on File
Deed Document Number20183986
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateSep 21, 2018
Property Address110 BEACH ST, WESTERLY, RI 02891-2744
Document Number2018-5810
Book / Page002018 / 015810
Instrument DateSep 21, 2018
Instrument3986
Transaction TypeTransfer
Record UpdatedOct 9, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address110 BEACH ST WESTERLY RI 028912744, WESTERLY, RI 02891-2744

Mortgage

Document Number2018-5813
DateSep 21, 2018
Book Page002018/015813
Instrument3987
Lender
NameFIRST BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 110 Beach St was $3,906.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,906.00$502,000 Land $200,600 Building $301,400$572,155
2023$3,553.00 (+2.04%)$349,700 (+1.42%) Land $146,500 Building $203,200
2022$3,482.00$344,800 Land $146,500 Building $198,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Beach St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims10 (1991–2024)
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Beach St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beach St

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