110 Bay View Ave, Oxford, MD 21654 Property Records

Talbot County property record for 110 Bay View Ave, Oxford, MD 21654

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,044 sqft · built 1976
Lot Size	0.909 acres (39,584 sqft)
Owner	Trust Name on Record
Last Sale	$1,300,000 (Aug 2017)
Tax Bill	$16,159 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`03-121968`

Property Details

APN / Parcel Number

Primary APN	`03-121968`
Alternative APNs	`3121968` `121968`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,044 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	39,584 sqft (0.909 acres)
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	1,004 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	342 sqft
Deck Area	678 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	121968
Street Address	110 BAY VIEW AVE
City	OXFORD
State	MD
Zip	21654-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 - 0.908 AC W/S OFF ATLANTIC AVE OXFORD
Legal Subdivision	TRED AVON ADDITION
Legal Lot Number	1
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	2
Census Block	2011
Census Tract	960900

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	110 BAY VIEW AVE, OXFORD, MD 21654-1353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage CNB
Apr 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 25, 2017	Grant Deed, Transfer EASTERN MT TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Prior Sale	Nov 19, 1998 · Amount on Record
Deed Document Number	20172472-461
Deed Book / Page	2472 / 461
Last Transfer Date	Apr 16, 2019
Transfer Doc	0026070314
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	110 BAY VIEW AVE, OXFORD, MD 21654-1353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024510368
Date	Jun 6, 2017
Book Page	2451/368
Instrument	2451-368

Lender

Name	CNB
Type	Bank
Address	EASTON, MD 21601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TALBOT MD
Recording Date	Apr 18, 2019
Property Address	110 BAY VIEW AVE, OXFORD, MD 21654-1353
Document Number	0026070314
Book / Page	002607 / 000314
Instrument Date	Apr 16, 2019
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	110 BAY VIEW AVE OXFORD MD 216541353, OXFORD, MD 21654-1353

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TALBOT MD
Recording Date	Aug 25, 2017
Property Address	110 BAY VIEW AVE, OXFORD, MD 21654-1353
Document Number	0024720461
Book / Page	002472 / 000461
Instrument Date	Aug 18, 2017
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	EASTERN MT TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 BAY VIEW AVE OXFORD MD 216541353, OXFORD, MD 21654-1353

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Oxford Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,159.00 (+2.61%) Homeowner's exemption	$1,547,600 (+3.27%) Land $933,900 Building $613,700	$1,547,600 (-) Land $933,900 Building $613,700
2025	$15,748.00 (+7.52%) Homeowner's exemption	$1,498,600 (+7%)	$1,547,600 (+10.5%) Land $933,900 Building $613,700
2023	$14,646.00 Homeowner's exemption	$1,400,600 Land $933,900 Building $466,700	$1,400,600 Land $933,900 Building $466,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 282 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	305 units insured incl. 23 condo units
Nearby Flood Claims	227 (1979–2024)
Claims Outside the SFHA	19 of 227
Most Recent Claim	Oct 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Isabel, Sep 2003 · 128 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OXFORD serves 726 people · EPA ID MD0200005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Breezeline Cable	250 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Bay View Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures