110 Ackerman Ln, Ruther Glen, VA 22546 Property Records

Caroline County property record for 110 Ackerman Ln, Ruther Glen, VA 22546

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,096 sqft · built 1996
Lot Size	0.6 acres (26,157 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Oct 2023)
Tax Bill	$1,990 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51A9-1-282`

Property Details

APN / Parcel Number

Primary APN	`51A9-1-282`
Alternative APNs	`051A9 1 282` `13844`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
Gross Area	2,463 sqft
1st Floor Area	1,078 sqft
Basement Area	1,078 sqft
Unfinished Basement	1,078 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,157 sqft (0.6 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	13844
Street Address	110 ACKERMAN LN
City	RUTHER GLEN
State	VA
Zip	22546-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE LAND OR LOT 282
Legal Subdivision	LAKE LAND
Legal Lot Number	282
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2017
Census Tract	30501

Owner

110 Ackerman Ln is owned and occupied by an individual who bought it in October 2023.

Source: Caroline County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	110 ACKERMAN LN, RUTHER GLEN, VA 22546-1310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Aug 24, 2020	Grant Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Aug 24, 2020 · Amount on File
Deed Document Number	20233829
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE VA
Recording Date	Oct 12, 2023
Property Address	110 ACKERMAN LN, RUTHER GLEN, VA 22546-1310
Document Number	0230003829
Map Reference	MB 190 PG 157
Instrument Date	Oct 6, 2023
Instrument	230003829
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ACKERMAN LN, RUTHER GLEN, VA 22546-1310
Investor	Possibly a Property Investor

Mortgage

Document Number	0230003830
Date	Oct 12, 2023
Instrument	230003830

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	110 ACKERMAN LN, RUTHER GLEN, VA 22546-1310
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ACKERMAN LN, RUTHER GLEN, VA 22546-1310

Mortgage

Document Number	1451761
Date	Jul 26, 2021
Book Page	1451/761
Instrument	210004367

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	LADYSMITH, VA 22501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE VA
Recording Date	Aug 24, 2020
Property Address	110 ACKERMAN LN, RUTHER GLEN, VA 22546-1310
Document Number	1392248
Book / Page	001392 / 000248
Instrument Date	Aug 20, 2020
Instrument	3596
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transaction

Amount	Amount on Record
Tax	$226.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ACKERMAN LN RUTHER GLEN VA 225461310, RUTHER GLEN, VA 22546-1310

Tax Assessment & Valuation

The 2026 property tax bill for 110 Ackerman Ln was $1,990, down 99.2% from the year before.

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,990.00 (-99.25%)	$343,100 Land $70,000 Building $273,100
2025	$264,187.00		$343,100 Land $70,000 Building $273,100
2023	$1,573.00	$204,300 Land $67,000 Building $137,300
2022			$204,300 Land $67,000 Building $137,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Ackerman Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Ackerman Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE LAND`OR private · serves 4,818 people · EPA ID VA6033450
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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