Mille Lacs County property record for 110 7th Ave SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 728 sqft · built 1962 |
| Lot Size | 0.225 acres (9,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,000 (Dec 2022) |
| Tax Bill | $3,002 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-043-1600 |
| Primary APN | 21-043-1600 |
|---|
| Building Area | 728 sqft Living Area |
|---|---|
| Basement Area | 728 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 9,799 sqft (0.225 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 170 sqft |
| Street Address | 110 7TH AVE SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N'LY 66 FT OF LOT 1 BLK 34 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | THIRD ADDITION TO MILACA |
| Legal Block | 34 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 170500 |
110 7th Ave SE is owned and occupied by an individual who bought it in December 2022.
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 7TH AVE SE, MILACA, MN 56353-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS STATE BANK |
| Dec 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK |
| Dec 22, 2022 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on File |
| Deed Sale | Dec 22, 2022 · Amount on File |
| Prior Sale | Dec 15, 2022 · Amount on File |
| Deed Document Number | 2022434496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 110 7TH AVE SE, MILACA, MN 56353-1331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 110 7TH AVE SE, MILACA, MN 56353-1331 |
| Document Number | 000A439649 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | A439649 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 110 7TH AVE SE, MILACA, MN 56353-1331 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A429504 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | A429504 |
| Name | FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 20, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 110 7TH AVE SE, MILACA, MN 56353-1331 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A434276 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | A434276 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 18, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 22, 2022 |
| Property Address | 110 7TH AVE SE, MILACA, MN 56353-1331 |
| Document Number | 000A434496 |
| Instrument Date | Dec 15, 2022 |
| Instrument | A434496 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | STEARNS COUNTY ABSTRACT & TI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 7TH AVE SE, MILACA, MN 56353-1331 |
| Document Number | 000A434497 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | A434497 |
| Name | PRIMELENDING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 110 7th Ave SE was $3,002.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,002.00 | $246,600 (+2.54%) Land $36,000 Building $210,600 | $246,600 (+2.54%) Land $36,000 Building $210,600 |
| 2025 | $240,500 Land $32,000 Building $208,500 | $240,500 Land $32,000 Building $208,500 | |
| 2023 | $2,596.00 | $199,900 Land $28,000 Building $171,900 | $199,900 Land $28,000 Building $171,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 7th Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 7th Ave SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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