110 4th St NE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 110 4th St NE, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1980
Lot Size	0.224 acres (9,797 sqft)
Owner	Individual Name on Record
Tax Bill	$2,358 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-042-0320`

Property Details

APN / Parcel Number

Primary APN	`21-042-0320`

Interior

Building Area	912 sqft Living Area
Basement Area	912 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	9,797 sqft (0.224 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft

Location & Zoning

Street Address	110 4TH ST NE
City	MILACA
State	MN
Zip	56353-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	SECOND ADDITION TO MILACA
Legal Block	12
Legal Lot Number	12
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2021
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 4TH ST NE, MILACA, MN 56353-1650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE UNLIMITED
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE UNLIMITED
Jun 16, 2020	Limited Warranty Deed, Transfer · Conventional Mortgage MORTGAGE UNLIMITED
Feb 18, 2020	Deed in Lieu of Foreclosure, Foreclosure DENVER DIL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020
Deed Sale	Feb 18, 2020
Deed Document Number	2020415890
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	110 4TH ST NE, MILACA, MN 56353-1650
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A430630
Date	Apr 7, 2022
Instrument	A430630

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	110 4TH ST NE, MILACA, MN 56353-1650
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A417626
Date	Jun 16, 2020
Instrument	A417626

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	110 4TH ST NE, MILACA, MN 56353-1650
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A417627
Date	Jun 16, 2020
Instrument	A417627

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2030

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	110 4TH ST NE, MILACA, MN 56353-1650
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A417626
Date	Jun 16, 2020
Instrument	A417626

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 16, 2020
Property Address	110 4TH ST NE, MILACA, MN 56353-1650
Document Number	A417625
Instrument Date	Jun 9, 2020
Instrument	A417625
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 4TH ST NE, MILACA, MN 56353-1650

Mortgage

Document Number	A417627
Date	Jun 16, 2020
Instrument	A417627

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2030

Interest

Rate Type	Fixed Rate

February 2020: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MILLE LACS MN
Recording Date	Feb 18, 2020
Property Address	110 4TH ST NE, MILACA, MN 56353-1650
Document Number	A415890
Instrument Date	Oct 2, 2019
Instrument	A415890
Transaction Type	Foreclosure
Record Updated	Aug 23, 2021
Title Company	DENVER DIL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 2ND ST SE, 740, MILACA, MN 56353-4653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1A1, 1A1, OKLAHOMA CITY, OK 73107-2448

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,358.00 (+15.59%)	$202,800 (+2.94%) Land $36,000 Building $166,800	$202,800 (+2.94%) Land $36,000 Building $166,800
2025		$197,000 (+20.27%) Land $32,000 Building $165,000	$197,000 (+20.27%) Land $32,000 Building $165,000
2023	$2,040.00	$163,800 Land $28,000 Building $135,800	$163,800 Land $28,000 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ECE Fiber.

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