110 3rd St S, Waverly, MN 55390 Property Records

Wright County property record for 110 3rd St S, Waverly, MN 55390

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,238 sqft · built 1889
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Feb 2021)
Tax Bill	$2,360 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-010-024210`

Property Details

APN / Parcel Number

Primary APN	`116-010-024210`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	806 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1970
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,451 sqft (0.194 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	110 3RD ST S
City	WAVERLY
State	MN
Zip	55390-7507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-04 TWP-118 RANGE-026 ORIGINAL PLAT WAVERLY LOT-021 BLOCK-024 K-024
Legal Range	026
Legal Township	118
Legal Section	04
Legal Subdivision	ORIGINAL PLAT WAVERLY
Legal Block	24
Legal Lot Number	21
Jurisdiction	WRIGHT MN
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2069
Census Tract	101101

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 3RD ST S, WAVERLY, MN 55390-7507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 2, 2021	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	20211457358
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	110 3RD ST S, WAVERLY, MN 55390
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 S 3RD ST, WAVERLY, MN 55390

Mortgage

Document Number	0001511601
Date	Jul 8, 2022
Instrument	1511601

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jan 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 2, 2021
Property Address	110 3RD ST S, WAVERLY, MN 55390
Document Number	0001457358
Instrument Date	Dec 15, 2020
Instrument	1457358
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 S 3RD ST, WAVERLY, MN 55390

Mortgage

Document Number	0001457359
Date	Feb 2, 2021
Instrument	1457359

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Waverly City
Unified School District	Howard Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,360.00 (+13.9%)	$214,100 (+2.15%) Land $64,400 Building $149,700	$214,100 (+2.15%) Land $64,400 Building $149,700
2025		$209,600 (+20.53%) Land $64,400 Building $145,200	$209,600 (+20.53%) Land $64,400 Building $145,200
2023	$2,072.00 (+9.86%)	$173,900 Land $34,800 Building $139,100	$173,900 Land $34,800 Building $139,100
2022	$1,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waverly serves 2,234 people · EPA ID MN1860019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	36 ppb (2026) action level 15 ppb
Copper	2.98 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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