110 3rd St, Elmer, NJ 08318 Property Records

Salem County and Elmer Borough property record for 110 3rd St, Elmer, NJ 08318

Property Summary

Property Type	Single Family Home
Details	2,109 sqft · built 1921
Lot Size	0.261 acres (11,360 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Apr 2025)
Tax Bill	$7,839 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`03-00008-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`03-00008-0000-00003`
Alternative APN	`030000800003`

Interior

Stories	2 Stories
Building Area	2,109 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Split Level
Construction Type	Frame
Lot Area	11,360 sqft (0.261 acres)
Lot Dimensions	160 ft deep x 71 ft wide

Location & Zoning

Street Address	110 3RD ST
City	ELMER
State	NJ
Zip	08318-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	8
Legal Lot Number	3
Jurisdiction	SALEM NJ
Township / Civil Division	ELMER
Census Block Group	1
Census Block	1009
Census Tract	21000

Owner

Source: Salem County and Elmer Borough records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	110 3RD ST, ELMER, NJ 08318-2129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 16, 2019	Deed, Transfer · Stand-Alone Refinance AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on File
Deed Sale	Apr 3, 2025 · Amount on File
Prior Sale	Jul 16, 2019 · Amount on File
Deed Document Number	20252944
Deed Book / Page	4725 / 353
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	110 3RD ST, ELMER, NJ 08318-2129
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 3RD ST, ELMER, NJ 08318-2129

Mortgage

Document Number	0047530168
Date	Jan 29, 2026
Book Page	4753/168
Instrument	2026000788

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM NJ
Recording Date	Jul 16, 2019
Property Address	110 3RD ST, ELMER, NJ 08318-2129
Document Number	0045281570
Book / Page	4528 / 1570
Instrument Date	Dec 19, 2018
Instrument	2019006614
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 3RD ST, ELMER, NJ 08318-2129

Mortgage

Document Number	0045281575
Date	Jul 16, 2019
Book Page	4528/1575
Instrument	2019006615

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Salem County and Elmer Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
Municipality	Elmer Borough
Unified School District	Pittsgrove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,100 (-) Land $25,000 Building $166,100	$191,100 (-) Land $25,000 Building $166,100
2025	$7,839.00 (+0.2%)	$191,100 (-) Land $25,000 Building $166,100	$191,100 (-) Land $25,000 Building $166,100
2024	$7,823.00 (+6.25%)
2023		$191,100 Land $25,000 Building $166,100	$191,100 Land $25,000 Building $166,100
2022	$7,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Oct 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMER BORO W DEPT serves 1,385 people · EPA ID NJ1702001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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