110 3rd Ave S, Decherd, TN 37324 Property Records

Franklin County property record for 110 3rd Ave S, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,364 sqft · built 2019
Lot Size	0.229 acres (9,999 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jun 2019)
Tax Bill	$1,210 (2022)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026056O B 00500`

Property Details

APN / Parcel Number

Primary APN	`026056O B 00500`
Alternative APN	`056O B 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,999 sqft (0.229 acres)
Lot Dimensions	99 ft deep x 101 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	41 sqft
Patio Area	192 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	110 3RD AVE S
City	DECHERD
State	TN
Zip	37324-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: D03
Legal Subdivision	DOUGLAS/CHERRY ST DIVISION
Legal Block	28
Legal Lot Number	1
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1071
Census Tract	960401

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 3RD AVE S, DECHERD, TN 37324-3532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2017	Deed of Trust, Mortgage CITIZENS TRI-COUNTY BANK
Jun 12, 2019	Warranty Deed, Transfer MORTGAGE CONNECTION
May 1, 2019	Warranty Deed, Transfer · FHA Mortgage CITIZENS CMNTY BK
Feb 13, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
May 24, 2018	Loan Modification, Mortgage CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Feb 13, 2019 · Amount on Record
Deed Document Number	19003386
Deed Book / Page	D0436 / 668
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	110 3RD AVE S, DECHERD, TN 37324-3532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003241
Date	Jun 2, 2017
Book Page	T1219/410
Instrument	17003241

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DECHERD, TN 37324

Agreement

Amount	Amount Recorded
Term	23 Months
Due	May 26, 2019

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 12, 2019
Property Address	110 3RD AVE S, DECHERD, TN 37324-3532
Document Number	0000003386
Book / Page	000436 / 000668
Instrument Date	Jun 12, 2019
Instrument	3386
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 3RD AVE S DECHERD TN 373243532, DECHERD, TN 37324-3532

Mortgage

Document Number	3387
Date	Jun 12, 2019
Book Page	001289/000685
Instrument	3387

Lender

Name	MORTGAGE CONNECTION
Type	Mortgage Company
Address	TULLAHOMA, TN 37388

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 1, 2019
Property Address	110 3RD AVE S, DECHERD, TN 37324-3532
Document Number	0000002482
Book / Page	000435 / 000770
Instrument Date	Apr 30, 2019
Instrument	2482
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	111 4TH AVE S DECHERD TN 373243534, DECHERD, TN 37324-3534

Mortgage

Document Number	2483
Date	May 1, 2019
Book Page	001285/000641
Instrument	2483

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	WINCHESTER, TN 37398

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Feb 13, 2019
Property Address	110 3RD AVE S, DECHERD, TN 37324-3532
Document Number	0019000803
Book / Page	D0434 / 247
Map Reference	ENV 680-3
Instrument Date	Feb 12, 2019
Instrument	19000803
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CHERRY ST, DECHERD, TN 37324-3512

Mortgage

Document Number	0019000804
Date	Feb 13, 2019
Instrument	19000804

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN TN
Property Address	110 3RD AVE S, DECHERD, TN 37324-3532
Document Number	0000003189
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 LEMONT LN TULLAHOMA TN 373884622, TULLAHOMA, TN 37388-4622

Mortgage

Document Number	0000003189
Date	May 29, 2018
Book Page	001253/000352
Instrument	3189

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	DECHERD, TN 37324

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,875 (+0.86%) Land $2,675 Building $44,200
2023		$46,475 Land $2,675 Building $43,800
2022	$1,210.00		$187,500 Land $10,700 Building $176,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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