11 Wright Rd, Stillwater, NY 12170 Property Records

Saratoga County and Saratoga Town property record for 11 Wright Rd, Stillwater, NY 12170

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1988
Lot Size	8.7 acres (378,972 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Sep 2020)
Tax Bill	$4,310 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale + 1 more
APN	`415089 206.-1-33.3`

Property Details

APN / Parcel Number

Primary APN	`415089 206.-1-33.3`
Alternative APN	`508920600000010330030000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	378,972 sqft (8.7 acres)
Lot Width	331 ft Width
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11 WRIGHT RD
City	STILLWATER
State	NY
Zip	12170-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONF
Legal Description	LOT 2
Legal Block	1
Legal Lot Number	33.003
Jurisdiction	SARATOGA NY
Township / Civil Division	SARATOGA
Census Block Group	3
Census Block	3050
Census Tract	60901

Owner

11 Wright Rd is owned and occupied by an individual who acquired it in April 2026.

Source: Saratoga County and Saratoga Town records, as of April 22, 2026

Owner of Record	Individual Name on File
Mailing Address	11 WRIGHT RD, STILLWATER, NY 12170-2018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Warranty Deed, Transfer · Conventional Mortgage SIDNEY FEDERAL CREDIT UNION
Apr 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 29, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Mar 28, 2012 · Amount on File
Deed Document Number	202026544
Last Transfer Date	Apr 3, 2026
Transfer Doc	0000010121
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Apr 9, 2026
Property Address	11 WRIGHT RD, STILLWATER, NY 12170-2018
Document Number	0000010121
Instrument Date	Apr 3, 2026
Instrument	202610121
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WRIGHT RD, STILLWATER, NY 12170-2018

Mortgage

Document Number	0000010123,
Date	Apr 9, 2026
Instrument	202610123

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Apr 9, 2026
Property Address	11 WRIGHT RD, STILLWATER, NY 12170-2018
Document Number	0000010122
Instrument Date	Apr 3, 2026
Instrument	202610122
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WRIGHT RD, STILLWATER, NY 12170-2018

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Sep 29, 2020
Property Address	11 WRIGHT RD, STILLWATER, NY 12170-2018
Document Number	0000026544
Instrument Date	Sep 14, 2020
Instrument	2020026544
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	AMERICAN LAND TITLE AFFILIAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 BROADWAY APT 209, 209, SARATOGA SPRINGS, NY 12866-4165

Mortgage

Document Number	0000026545
Date	Sep 29, 2020
Instrument	2020026545

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 11 Wright Rd was $4,310.

Source: Saratoga County and Saratoga Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Saratoga Town
Unified School District	Stillwater Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,310.00	$194,700 Land $42,700 Building $152,000	$324,500 Land $71,167 Building $253,333
2023		$194,700 Land $42,700 Building $152,000	$284,234 Land $62,336 Building $221,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11 Wright Rd; there have been 27 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	27 (1993–2022)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Jun 2022 · other causes
Claims by Event	Hurricane Irene, Sep 2011 · 5 claims Severe Storms And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Wright Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

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