Worcester County and Southbridge Town City property record for 11 Windsor Ct, Southbridge, MA 01550
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,028 sqft · built 1942 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Jun 2019) |
| Tax Bill | $3,901 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SBRI M:0036 B:0075 L:00001 |
| Primary APN | SBRI M:0036 B:0075 L:00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Living Area |
| Gross Area | 3,536 sqft |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 1,014 sqft |
| Unfinished Basement | 1,014 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1855 |
|---|---|
| Street Address | 11 WINDSOR CT |
| City | SOUTHBRIDGE |
| State | MA |
| Zip | 01550-2534 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CC |
| Legal Block | 75 |
| Legal Lot Number | 1 |
| Jurisdiction | SOUTHBRIDGE MA |
| Township / Civil Division | SOUTHBRIDGE TOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 757200 |
11 Windsor Ct, a duplex, is owned and occupied by an individual who bought it in June 2019.
Source: Worcester County and Southbridge Town City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 WINDSOR CT, SOUTHBRIDGE, MA 01550-2534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK |
| Jul 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jun 3, 2019 | Quit Claim Deed, Transfer · FHA Mortgage EVOLVE BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on File |
| Deed Sale | Jun 3, 2019 · Amount on File |
| Prior Sale | Sep 20, 2004 · Amount on File |
| Deed Document Number | 201950501 |
| Deed Book / Page | 60495 / 153 |
| Prior Transfer Date | Apr 4, 2019 |
| Prior Transfer Doc | 60495-153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Property Address | 11 WINDSOR CT, SOUTHBRIDGE, MA 01550-2534 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 072713-388 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 72713/388 |
| Instrument | 91483 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Property Address | 11 WINDSOR CT, SOUTHBRIDGE, MA 01550-2534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62797-275 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 62797/275 |
| Instrument | 75825 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Recording Date | Jun 3, 2019 |
| Property Address | 11 WINDSOR CT, SOUTHBRIDGE, MA 01550-2534 |
| Document Number | 60495-153 |
| Book / Page | 060495 / 000153 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 50501 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $865.94 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 WINDSOR CT SOUTHBRIDGE MA 015502534, SOUTHBRIDGE, MA 01550-2534 |
| Document Number | 60495-155 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 060495/000155 |
| Instrument | 50502 |
| Name | EVOLVE BK&TR |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2049 |
Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Southbridge Town City |
| Unified School District | Southbridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,901.00 (+12.62%) | $266,100 (+17.22%) Land $28,100 Building $238,000 | $355,948 |
| 2024 | $3,464.00 (+6.98%) | $227,000 (+11.06%) Land $14,100 Building $212,900 | |
| 2023 | $3,238.00 | $204,400 Land $14,100 Building $190,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Windsor Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Windsor Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHBRIDGE WATER DEPARTMENT serves 19,562 people · EPA ID MA2278000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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