11 Willowdale Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 11 Willowdale Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,070 sqft · built 1954
Lot Size	0.327 acres (14,248 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Dec 2009)
Tax Bill	$22,070 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:006 B:0214 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:006 B:0214 L:0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,070 sqft Living Area
Gross Area	4,820 sqft
1st Floor Area	1,157 sqft
Basement Area	1,148 sqft
Unfinished Basement	230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,248 sqft (0.327 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	11 WILLOWDALE RD
City	WINCHESTER
State	MA
Zip	01890-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	214
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1023
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 WILLOWDALE RD, WINCHESTER, MA 01890-4028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Jul 27, 2017	Deed of Trust, Mortgage · ARM WINCHESTER COOPERATIVE BANK
Dec 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WINCHESTER COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2009 · Amount on File
Deed Sale	Dec 11, 2009 · Amount on File
Prior Sale	Nov 9, 2007 · Amount on File
Deed Document Number	2009237822
Deed Book / Page	53982 / 418
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	11 WILLOWDALE RD, WINCHESTER, MA 01890-4028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69009-460
Date	Mar 15, 2017
Book Page	69009/460
Instrument	38420

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	11 WILLOWDALE RD, WINCHESTER, MA 01890-4028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69672-196
Date	Jul 27, 2017
Book Page	69672/196
Instrument	118280

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.75%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	11 WILLOWDALE RD, WINCHESTER, MA 01890-4028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76463-498
Date	Dec 18, 2020
Book Page	76463/498
Instrument	241793

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,070.00 (+9,977.63%)	$1,991,900 (+0.41%) Land $1,007,300 Building $984,600	$2,433,175 (+24.69%)
2025	$219.00 (-98.94%)	$1,983,700 (+8.99%) Land $1,007,300 Building $976,400	$1,951,395
2024	$20,621.00 (+3.81%)	$1,820,000 (+8.11%) Land $935,300 Building $884,700
2023	$19,865.00	$1,683,500 Land $827,400 Building $856,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2001–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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