Oxford Town property record for 11 Willow St, Oxford, CT 06478
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,788 sqft · built 1985 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,000 (Nov 2008) |
| Tax Bill | $5,848 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | G0151900 |
| Primary APN | G0151900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,788 sqft Living Area |
| Gross Area | 3,276 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | G0151900 |
|---|---|
| Street Address | 11 WILLOW ST |
| City | OXFORD |
| State | CT |
| Zip | 06478-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 10 |
| Legal Lot Number | C-19 |
| Jurisdiction | OXFORD CT |
| Township / Civil Division | OXFORD |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 346101 |
11 Willow St is owned and occupied by two individuals who bought it in November 2008.
Source: Oxford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 WILLOW ST, OXFORD, CT 06478-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2017 | Deed of Trust, Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jul 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2008 · Amount on File |
| Deed Sale | Nov 3, 2008 · Amount on File |
| Deed Book / Page | 342 / 248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD CT |
| Property Address | 11 WILLOW ST, OXFORD, CT 06478-1420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 415-676 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 415/676 |
| Instrument | 911920014 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD CT |
| Property Address | 11 WILLOW ST, OXFORD, CT 06478-1420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 439-418 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 439/418 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2026 property tax bill for 11 Willow St was $5,848, up 2.7% from the year before.
Source: Oxford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,848.00 (+2.7%) | $284,550 (-) Land $77,350 Building $207,200 | $526,861 (+164.51%) |
| 2025 | $5,694.00 | $284,550 Land $77,350 Building $207,200 | $199,185 Land $54,145 Building $145,040 |
| 2024 | $5,694.00 (+16.56%) | ||
| 2023 | $4,885.00 | $199,300 Land $79,800 Building $119,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Willow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 11 Willow St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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