11 Willow St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 11 Willow St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,292 sqft · built 1840
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$299,300 (Oct 2020)
Tax Bill	$4,609 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F06485`

Property Details

APN / Parcel Number

Primary APN	`F06485`
Alternative APNs	`LOWE M:199 B:6405 L:11` `M:000199 T:F06485`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,292 sqft Living Area
Gross Area	5,238 sqft
1st Floor Area	1,438 sqft
Attic	Attic
Attic Area	1,068 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	F06485
Street Address	11 WILLOW ST
City	LOWELL
State	MA
Zip	01852-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TMF
Legal Block	6405
Legal Lot Number	11
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1013
Census Tract	312400

Owner

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11 WILLOW ST, LOWELL, MA 01852-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	May 26, 2011 · Amount on Record
Deed Document Number	202052895
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 21, 2020
Property Address	11 WILLOW ST, LOWELL, MA 01852-2409
Document Number	34798-254
Book / Page	34798 / 254
Instrument Date	Oct 20, 2020
Instrument	52895
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WILLOW ST, LOWELL, MA 01852-2409

Mortgage

Document Number	52896
Date	Oct 21, 2020
Instrument	52896

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,609.00 (+1.1%)	$401,500 (+4.89%) Land $118,200 Building $283,300	$395,105 (+4.71%)
2024	$4,559.00 (+5.9%)	$382,800 (+10.44%) Land $115,700 Building $267,100	$377,340
2023	$4,305.00	$346,600 Land $100,600 Building $246,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20